Texas Community Bank & Trust, N.A.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Texas Community Bank & Trust, N.A. · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 2 | $700K | $350K | 8.3% |
| 334416 | Capacitor, Resistor, Coil, Transformer, and Other Inductor Manufacturing | 2 | $1.1M | $550K | 8.3% |
| 336212 | Truck Trailer Manufacturing | 1 | $1.5M | $1.5M | 4.2% |
| 621310 | Offices of Chiropractors | 1 | $65K | $65K | 4.2% |
| 485310 | Taxi and Ridesharing Services | 1 | $135K | $135K | 4.2% |
| 541430 | Graphic Design Services | 1 | $200K | $200K | 4.2% |
| 811192 | Car Washes | 1 | $595K | $595K | 4.2% |
Geographic Distribution
SBA lending activity for Texas Community Bank & Trust, N.A. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 24 | $8.2M | 100.0% |
Why Choose Texas Community Bank & Trust, N.A.?
Based on SBA 7(a) lending track record from 1991-1999
- ✓Proven Track Record: 24 SBA loans approved, totaling $8.2M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Capacitor, Resistor, Coil, Transformer, and Other Inductor Manufacturing, Truck Trailer Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 103 months
- ✓Loan Range: Loan sizes from $62K to $1.5M, with an average of $343K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Community Bank & Trust, N.A. SBA lending
What types of businesses does Texas Community Bank & Trust, N.A. typically finance?
Texas Community Bank & Trust, N.A. specializes in SBA 7(a) lending to specific industries including offices of dentists, capacitor, resistor, coil, transformer, and other inductor manufacturing, truck trailer manufacturing, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Community Bank & Trust, N.A.'s typical SBA loan terms?
Texas Community Bank & Trust, N.A.'s SBA 7(a) loans typically feature an average interest rate of — and average term length of 103 months (approximately 9 years). Loan sizes range from $62K to $1.5M, with an average loan size of $343K.
Do I need a business valuation for a Texas Community Bank & Trust, N.A. SBA loan?
Yes, Texas Community Bank & Trust, N.A. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Community Bank & Trust, N.A. compare to other SBA lenders?
Texas Community Bank & Trust, N.A. has originated 24 SBA loans totaling $8.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Community Bank & Trust, N.A. lend in?
Texas Community Bank & Trust, N.A. provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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