Texas American Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Texas American Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for Texas American Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 6 | $804K | 100.0% |
Why Choose Texas American Bank?
Based on SBA 7(a) lending track record from 1994-1996
- ✓Proven Track Record: 6 SBA loans approved, totaling $804K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 83 months
- ✓Loan Range: Loan sizes from $15K to $560K, with an average of $134K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas American Bank SBA lending
What types of businesses does Texas American Bank typically finance?
Texas American Bank specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas American Bank's typical SBA loan terms?
Texas American Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 83 months (approximately 7 years). Loan sizes range from $15K to $560K, with an average loan size of $134K.
Do I need a business valuation for a Texas American Bank SBA loan?
Yes, Texas American Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas American Bank compare to other SBA lenders?
Texas American Bank has originated 6 SBA loans totaling $804K since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas American Bank lend in?
Texas American Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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