T Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by T Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 28 | $43.6M | $1.6M | 4.9% |
| 457110 | Gasoline Stations with Convenience Stores | 27 | $63.5M | $2.4M | 4.7% |
| 722511 | Full-Service Restaurants | 23 | $27.4M | $1.2M | 4.0% |
| 811192 | Car Washes | 22 | $52.1M | $2.4M | 3.8% |
| 722513 | Limited-Service Restaurants | 22 | $26.7M | $1.2M | 3.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 17 | $37.4M | $2.2M | 2.9% |
| 623312 | Assisted Living Facilities for the Elderly | 14 | $15.9M | $1.1M | 2.4% |
| 811111 | General Automotive Repair | 13 | $16.1M | $1.2M | 2.3% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 12 | $23.3M | $1.9M | 2.1% |
| 713940 | Fitness and Recreational Sports Centers | 12 | $13.0M | $1.1M | 2.1% |
Geographic Distribution
SBA lending activity for T Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 180 | $287.0M | 31.2% |
| Utah (UT) | 56 | $99.7M | 9.7% |
| California (CA) | 40 | $94.3M | 6.9% |
| Arizona (AZ) | 48 | $66.2M | 8.3% |
| Colorado (CO) | 39 | $46.2M | 6.8% |
| Oregon (OR) | 31 | $40.3M | 5.4% |
| Florida (FL) | 22 | $36.2M | 3.8% |
| Nevada (NV) | 17 | $29.6M | 2.9% |
| Washington (WA) | 14 | $21.9M | 2.4% |
| Oklahoma (OK) | 11 | $20.1M | 1.9% |
| Wisconsin (WI) | 11 | $19.6M | 1.9% |
| Illinois (IL) | 9 | $17.2M | 1.6% |
| Minnesota (MN) | 6 | $16.5M | 1.0% |
| New York (NY) | 8 | $15.9M | 1.4% |
| Arkansas (AR) | 4 | $14.6M | 0.7% |
| New Jersey (NJ) | 5 | $14.6M | 0.9% |
| North Carolina (NC) | 8 | $10.5M | 1.4% |
| Ohio (OH) | 4 | $9.8M | 0.7% |
| Virginia (VA) | 4 | $8.0M | 0.7% |
| Maryland (MD) | 5 | $7.9M | 0.9% |
| Pennsylvania (PA) | 4 | $7.2M | 0.7% |
| Massachusetts (MA) | 5 | $6.1M | 0.9% |
| Georgia (GA) | 4 | $5.9M | 0.7% |
| Idaho (ID) | 3 | $5.8M | 0.5% |
| Louisiana (LA) | 4 | $5.8M | 0.7% |
| New Mexico (NM) | 4 | $5.7M | 0.7% |
| Nebraska (NE) | 2 | $4.5M | 0.3% |
| Kansas (KS) | 3 | $4.1M | 0.5% |
| Tennessee (TN) | 4 | $4.0M | 0.7% |
| Iowa (IA) | 2 | $3.8M | 0.3% |
| PR (PR) | 1 | $3.7M | 0.2% |
| New Hampshire (NH) | 1 | $3.6M | 0.2% |
| Missouri (MO) | 2 | $3.4M | 0.3% |
| Montana (MT) | 1 | $3.4M | 0.2% |
| Mississippi (MS) | 3 | $2.8M | 0.5% |
| Hawaii (HI) | 1 | $2.5M | 0.2% |
| Kentucky (KY) | 2 | $2.2M | 0.3% |
| South Carolina (SC) | 1 | $1.9M | 0.2% |
| Connecticut (CT) | 1 | $1.8M | 0.2% |
| Alabama (AL) | 1 | $1.2M | 0.2% |
| South Dakota (SD) | 1 | $1.1M | 0.2% |
| Maine (ME) | 1 | $1.0M | 0.2% |
| Indiana (IN) | 2 | $666K | 0.3% |
| West Virginia (WV) | 2 | $589K | 0.3% |
Why Choose T Bank, National Association?
Based on SBA 7(a) lending track record from 2005-2025
- ✓Proven Track Record: 577 SBA loans approved, totaling $958.9M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Gasoline Stations with Convenience Stores, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.77% with flexible term lengths averaging 195 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $1.7M
- ✓Nationwide Reach: Active lending in 44 states, with strong presence in TX, UT, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about T Bank, National Association SBA lending
What types of businesses does T Bank, National Association typically finance?
T Bank, National Association specializes in SBA 7(a) lending to specific industries including child care services, gasoline stations with convenience stores, full-service restaurants, car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are T Bank, National Association's typical SBA loan terms?
T Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 7.77% and average term length of 195 months (approximately 16 years). Loan sizes range from $25K to $5.0M, with an average loan size of $1.7M.
Do I need a business valuation for a T Bank, National Association SBA loan?
Yes, T Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does T Bank, National Association compare to other SBA lenders?
T Bank, National Association has originated 577 SBA loans totaling $958.9M since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does T Bank, National Association lend in?
T Bank, National Association provides SBA 7(a) financing with particularly strong presence in TX, UT, AZ, CA, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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