Susser Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by Susser Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541990 | All Other Professional, Scientific, and Technical Services | 24 | $31.3M | $1.3M | 8.3% |
| 722511 | Full-Service Restaurants | 24 | $29.2M | $1.2M | 8.3% |
| 722513 | Limited-Service Restaurants | 16 | $4.1M | $253K | 5.6% |
| 541211 | Offices of Certified Public Accountants | 16 | $17.5M | $1.1M | 5.6% |
| 311811 | Retail Bakeries | 16 | $12.6M | $790K | 5.6% |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 16 | $23.9M | $1.5M | 5.6% |
| 611620 | Sports and Recreation Instruction | 16 | $7.0M | $437K | 5.6% |
| 812910 | Pet Care (except Veterinary) Services | 16 | $3.8M | $240K | 5.6% |
| 561730 | Landscaping Services | 8 | $2.8M | $350K | 2.8% |
| 238210 | Electrical Contractors | 8 | $3.6M | $446K | 2.8% |
Geographic Distribution
SBA lending activity for Susser Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 264 | $208.8M | 91.7% |
| Oklahoma (OK) | 24 | $15.7M | 8.3% |
Why Choose Susser Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 288 SBA loans approved, totaling $224.5M in financing
- ✓Industry Expertise: Specialized focus on All Other Professional, Scientific, and Technical Services, Full-Service Restaurants, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.78% with flexible term lengths averaging 162 months
- ✓Loan Range: Loan sizes from $80K to $2.7M, with an average of $779K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Susser Bank SBA lending
What types of businesses does Susser Bank typically finance?
Susser Bank specializes in SBA 7(a) lending to specific industries including all other professional, scientific, and technical services, full-service restaurants, limited-service restaurants, offices of certified public accountants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Susser Bank's typical SBA loan terms?
Susser Bank's SBA 7(a) loans typically feature an average interest rate of 7.78% and average term length of 162 months (approximately 14 years). Loan sizes range from $80K to $2.7M, with an average loan size of $779K.
Do I need a business valuation for a Susser Bank SBA loan?
Yes, Susser Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Susser Bank compare to other SBA lenders?
Susser Bank has originated 288 SBA loans totaling $224.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Susser Bank lend in?
Susser Bank provides SBA 7(a) financing with particularly strong presence in TX, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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