Sunwest Bank
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Sunwest Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 80 | $100.1M | $1.3M | 11.6% |
| 722511 | Full-Service Restaurants | 40 | $72.0M | $1.8M | 5.8% |
| 447110 | Gasoline Stations with Convenience Stores | 24 | $78.4M | $3.3M | 3.5% |
| 444190 | Other Building Material Dealers | 24 | $16.4M | $682K | 3.5% |
| 531390 | Other Activities Related to Real Estate | 24 | $25.9M | $1.1M | 3.5% |
| 444180 | Other | 16 | $11.7M | $731K | 2.3% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $10.3M | $645K | 2.3% |
| 424460 | Fish and Seafood Merchant Wholesalers | 16 | $20.0M | $1.3M | 2.3% |
| 611110 | Elementary and Secondary Schools | 16 | $4.9M | $308K | 2.3% |
| 541512 | Computer Systems Design Services | 16 | $32.4M | $2.0M | 2.3% |
Geographic Distribution
SBA lending activity for Sunwest Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 496 | $712.8M | 72.1% |
| Arizona (AZ) | 64 | $89.1M | 9.3% |
| Idaho (ID) | 48 | $52.5M | 7.0% |
| Utah (UT) | 48 | $48.2M | 7.0% |
| Nevada (NV) | 16 | $10.8M | 2.3% |
| Colorado (CO) | 8 | $4.3M | 1.2% |
| Florida (FL) | 8 | $1.2M | 1.2% |
Why Choose Sunwest Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 688 SBA loans approved, totaling $918.9M in financing
- ✓Industry Expertise: Specialized focus on Lessors of Nonresidential Buildings (except Miniwarehouses), Full-Service Restaurants, Gasoline Stations with Convenience Stores
- ✓Competitive Terms: Average interest rate of 5.83% with flexible term lengths averaging 226 months
- ✓Loan Range: Loan sizes from $29K to $5.0M, with an average of $1.3M
- ✓Nationwide Reach: Active lending in 7 states, with strong presence in CA, AZ, ID
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Sunwest Bank SBA lending
What types of businesses does Sunwest Bank typically finance?
Sunwest Bank specializes in SBA 7(a) lending to specific industries including lessors of nonresidential buildings (except miniwarehouses), full-service restaurants, gasoline stations with convenience stores, other building material dealers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Sunwest Bank's typical SBA loan terms?
Sunwest Bank's SBA 7(a) loans typically feature an average interest rate of 5.83% and average term length of 226 months (approximately 19 years). Loan sizes range from $29K to $5.0M, with an average loan size of $1.3M.
Do I need a business valuation for a Sunwest Bank SBA loan?
Yes, Sunwest Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Sunwest Bank compare to other SBA lenders?
Sunwest Bank has originated 688 SBA loans totaling $918.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Sunwest Bank lend in?
Sunwest Bank provides SBA 7(a) financing with particularly strong presence in CA, AZ, ID, UT, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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