Stockmens National Bank in Cotulla
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Stockmens National Bank in Cotulla · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for Stockmens National Bank in Cotulla by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 2 | $83K | 100.0% |
Why Choose Stockmens National Bank in Cotulla?
Based on SBA 7(a) lending track record from 1994-2002
- ✓Proven Track Record: 2 SBA loans approved, totaling $83K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 78 months
- ✓Loan Range: Loan sizes from $28K to $55K, with an average of $42K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Stockmens National Bank in Cotulla SBA lending
What types of businesses does Stockmens National Bank in Cotulla typically finance?
Stockmens National Bank in Cotulla specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Stockmens National Bank in Cotulla's typical SBA loan terms?
Stockmens National Bank in Cotulla's SBA 7(a) loans typically feature an average interest rate of — and average term length of 78 months (approximately 7 years). Loan sizes range from $28K to $55K, with an average loan size of $42K.
Do I need a business valuation for a Stockmens National Bank in Cotulla SBA loan?
Yes, Stockmens National Bank in Cotulla typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Stockmens National Bank in Cotulla compare to other SBA lenders?
Stockmens National Bank in Cotulla has originated 2 SBA loans totaling $83K since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Stockmens National Bank in Cotulla lend in?
Stockmens National Bank in Cotulla provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.