Stock Growers Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Stock Growers Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 3 | $1.3M | $446K | 13.6% |
| 441110 | New Car Dealers | 2 | $340K | $170K | 9.1% |
| 332996 | Fabricated Pipe and Pipe Fitting Manufacturing | 2 | $109K | $54K | 9.1% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $146K | $73K | 9.1% |
| 441120 | Used Car Dealers | 1 | $90K | $90K | 4.5% |
| 624410 | Child Care Services | 1 | $92K | $92K | 4.5% |
| 621310 | Offices of Chiropractors | 1 | $100K | $100K | 4.5% |
Geographic Distribution
SBA lending activity for Stock Growers Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Dakota (ND) | 21 | $3.5M | 95.5% |
| South Dakota (SD) | 1 | $90K | 4.5% |
Why Choose Stock Growers Bank?
Based on SBA 7(a) lending track record from 1992-2004
- ✓Proven Track Record: 22 SBA loans approved, totaling $3.6M in financing
- ✓Industry Expertise: Specialized focus on Supermarkets and Other Grocery Retailers (except Convenience Retailers), New Car Dealers, Fabricated Pipe and Pipe Fitting Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 150 months
- ✓Loan Range: Loan sizes from $39K to $634K, with an average of $163K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in ND, SD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Stock Growers Bank SBA lending
What types of businesses does Stock Growers Bank typically finance?
Stock Growers Bank specializes in SBA 7(a) lending to specific industries including supermarkets and other grocery retailers (except convenience retailers), new car dealers, fabricated pipe and pipe fitting manufacturing, drinking places (alcoholic beverages). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Stock Growers Bank's typical SBA loan terms?
Stock Growers Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 150 months (approximately 13 years). Loan sizes range from $39K to $634K, with an average loan size of $163K.
Do I need a business valuation for a Stock Growers Bank SBA loan?
Yes, Stock Growers Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Stock Growers Bank compare to other SBA lenders?
Stock Growers Bank has originated 22 SBA loans totaling $3.6M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Stock Growers Bank lend in?
Stock Growers Bank provides SBA 7(a) financing with particularly strong presence in ND, SD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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