Stillman BancCorp N.A.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Stillman BancCorp N.A. · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 2 | $97K | $49K | 11.8% |
| 621310 | Offices of Chiropractors | 2 | $174K | $87K | 11.8% |
| 333111 | Farm Machinery and Equipment Manufacturing | 1 | $128K | $128K | 5.9% |
| 488190 | Other Support Activities for Air Transportation | 1 | $70K | $70K | 5.9% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 1 | $83K | $83K | 5.9% |
| 713950 | Bowling Centers | 1 | $512K | $512K | 5.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1 | $70K | $70K | 5.9% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $80K | $80K | 5.9% |
| 624410 | Child Care Services | 1 | $99K | $99K | 5.9% |
Geographic Distribution
SBA lending activity for Stillman BancCorp N.A. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 16 | $2.6M | 94.1% |
| Wisconsin (WI) | 1 | $512K | 5.9% |
Why Choose Stillman BancCorp N.A.?
Based on SBA 7(a) lending track record from 1993-2014
- ✓Proven Track Record: 17 SBA loans approved, totaling $3.1M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Offices of Chiropractors, Farm Machinery and Equipment Manufacturing
- ✓Competitive Terms: Average interest rate of 5.65% with flexible term lengths averaging 77 months
- ✓Loan Range: Loan sizes from $15K to $936K, with an average of $182K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IL, WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Stillman BancCorp N.A. SBA lending
What types of businesses does Stillman BancCorp N.A. typically finance?
Stillman BancCorp N.A. specializes in SBA 7(a) lending to specific industries including beauty salons, offices of chiropractors, farm machinery and equipment manufacturing, other support activities for air transportation. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Stillman BancCorp N.A.'s typical SBA loan terms?
Stillman BancCorp N.A.'s SBA 7(a) loans typically feature an average interest rate of 5.65% and average term length of 77 months (approximately 6 years). Loan sizes range from $15K to $936K, with an average loan size of $182K.
Do I need a business valuation for a Stillman BancCorp N.A. SBA loan?
Yes, Stillman BancCorp N.A. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Stillman BancCorp N.A. compare to other SBA lenders?
Stillman BancCorp N.A. has originated 17 SBA loans totaling $3.1M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Stillman BancCorp N.A. lend in?
Stillman BancCorp N.A. provides SBA 7(a) financing with particularly strong presence in IL, WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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