State Capital Corporation
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by State Capital Corporation · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for State Capital Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Mississippi (MS) | 2 | $236K | 100.0% |
Why Choose State Capital Corporation?
Based on SBA 7(a) lending track record from 2000-2001
- ✓Proven Track Record: 2 SBA loans approved, totaling $236K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 135 months
- ✓Loan Range: Loan sizes from $86K to $150K, with an average of $118K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about State Capital Corporation SBA lending
What types of businesses does State Capital Corporation typically finance?
State Capital Corporation specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are State Capital Corporation's typical SBA loan terms?
State Capital Corporation's SBA 7(a) loans typically feature an average interest rate of — and average term length of 135 months (approximately 11 years). Loan sizes range from $86K to $150K, with an average loan size of $118K.
Do I need a business valuation for a State Capital Corporation SBA loan?
Yes, State Capital Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does State Capital Corporation compare to other SBA lenders?
State Capital Corporation has originated 2 SBA loans totaling $236K since 2000. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does State Capital Corporation lend in?
State Capital Corporation provides SBA 7(a) financing with particularly strong presence in MS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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