St. Martin Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by St. Martin Bank & Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 1 | $371K | $371K | 50.0% |
Geographic Distribution
SBA lending activity for St. Martin Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 2 | $431K | 100.0% |
Why Choose St. Martin Bank & Trust Company?
Based on SBA 7(a) lending track record from 2000-2003
- ✓Proven Track Record: 2 SBA loans approved, totaling $431K in financing
- ✓Industry Expertise: Specialized focus on Car Washes
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $60K to $371K, with an average of $216K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about St. Martin Bank & Trust Company SBA lending
What types of businesses does St. Martin Bank & Trust Company typically finance?
St. Martin Bank & Trust Company specializes in SBA 7(a) lending to specific industries including car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are St. Martin Bank & Trust Company's typical SBA loan terms?
St. Martin Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of — and average term length of 128 months (approximately 11 years). Loan sizes range from $60K to $371K, with an average loan size of $216K.
Do I need a business valuation for a St. Martin Bank & Trust Company SBA loan?
Yes, St. Martin Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does St. Martin Bank & Trust Company compare to other SBA lenders?
St. Martin Bank & Trust Company has originated 2 SBA loans totaling $431K since 2000. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does St. Martin Bank & Trust Company lend in?
St. Martin Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in LA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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