St Lawrence Federal Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by St Lawrence Federal Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 562998 | All Other Miscellaneous Waste Management Services | 1 | $30K | $30K | 100.0% |
Geographic Distribution
SBA lending activity for St Lawrence Federal Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 1 | $30K | 100.0% |
Why Choose St Lawrence Federal Credit Union?
Based on SBA 7(a) lending track record from 2025-2025
- ✓Proven Track Record: 1 SBA loans approved, totaling $30K in financing
- ✓Industry Expertise: Specialized focus on All Other Miscellaneous Waste Management Services
- ✓Competitive Terms: Average interest rate of 9.00% with flexible term lengths averaging 60 months
- ✓Loan Range: Loan sizes from $30K to $30K, with an average of $30K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about St Lawrence Federal Credit Union SBA lending
What types of businesses does St Lawrence Federal Credit Union typically finance?
St Lawrence Federal Credit Union specializes in SBA 7(a) lending to specific industries including all other miscellaneous waste management services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are St Lawrence Federal Credit Union's typical SBA loan terms?
St Lawrence Federal Credit Union's SBA 7(a) loans typically feature an average interest rate of 9.00% and average term length of 60 months (approximately 5 years). Loan sizes range from $30K to $30K, with an average loan size of $30K.
Do I need a business valuation for a St Lawrence Federal Credit Union SBA loan?
Yes, St Lawrence Federal Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does St Lawrence Federal Credit Union compare to other SBA lenders?
St Lawrence Federal Credit Union has originated 1 SBA loans totaling $30K since 2025. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does St Lawrence Federal Credit Union lend in?
St Lawrence Federal Credit Union provides SBA 7(a) financing with particularly strong presence in NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.