Southwest Missouri Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Southwest Missouri Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Day Care Services | 16 | $6.5M | $409K | 20.0% |
| 541940 | Veterinary Services | 16 | $20.6M | $1.3M | 20.0% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 8 | $2.1M | $262K | 10.0% |
| 445132 | Other | 8 | $2.1M | $268K | 10.0% |
| 323111 | Commercial Gravure Printing | 8 | $1.5M | $188K | 10.0% |
| 424130 | Industrial and Personal Service Paper Merchant Wholesalers | 8 | $720K | $90K | 10.0% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 | $1.8M | $230K | 10.0% |
| 445299 | All Other Specialty Food Stores | 8 | $486K | $61K | 10.0% |
Geographic Distribution
SBA lending activity for Southwest Missouri Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 64 | $33.4M | 80.0% |
| Arkansas (AR) | 8 | $1.8M | 10.0% |
| Kansas (KS) | 8 | $720K | 10.0% |
Why Choose Southwest Missouri Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $35.9M in financing
- ✓Industry Expertise: Specialized focus on Child Day Care Services, Veterinary Services, Specialized Freight (except Used Goods) Trucking, Local
- ✓Competitive Terms: Average interest rate of 6.25% with flexible term lengths averaging 121 months
- ✓Loan Range: Loan sizes from $61K to $1.8M, with an average of $449K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MO, AR, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Southwest Missouri Bank SBA lending
What types of businesses does Southwest Missouri Bank typically finance?
Southwest Missouri Bank specializes in SBA 7(a) lending to specific industries including child day care services, veterinary services, specialized freight (except used goods) trucking, local, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Southwest Missouri Bank's typical SBA loan terms?
Southwest Missouri Bank's SBA 7(a) loans typically feature an average interest rate of 6.25% and average term length of 121 months (approximately 10 years). Loan sizes range from $61K to $1.8M, with an average loan size of $449K.
Do I need a business valuation for a Southwest Missouri Bank SBA loan?
Yes, Southwest Missouri Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Southwest Missouri Bank compare to other SBA lenders?
Southwest Missouri Bank has originated 80 SBA loans totaling $35.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Southwest Missouri Bank lend in?
Southwest Missouri Bank provides SBA 7(a) financing with particularly strong presence in MO, AR, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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