SouthWest Bank
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by SouthWest Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 213112 | Support Activities for Oil and Gas Operations | 47 | $20.4M | $434K | 8.9% |
| 332710 | Machine Shops | 23 | $16.6M | $722K | 4.4% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 20 | $5.4M | $268K | 3.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 14 | $3.9M | $281K | 2.7% |
| 722511 | Full-Service Restaurants | 13 | $6.1M | $473K | 2.5% |
| 722513 | Limited-Service Restaurants | 13 | $5.1M | $391K | 2.5% |
| 713940 | Fitness and Recreational Sports Centers | 9 | $2.8M | $308K | 1.7% |
| 524210 | Insurance Agencies and Brokerages | 8 | $2.0M | $255K | 1.5% |
| 812112 | Beauty Salons | 8 | $1.6M | $196K | 1.5% |
| 532411 | Commercial Air, Rail, and Water Transportation Equipment Rental and Leasing | 7 | $4.5M | $649K | 1.3% |
Geographic Distribution
SBA lending activity for SouthWest Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 511 | $192.5M | 97.0% |
| Arizona (AZ) | 2 | $2.8M | 0.4% |
| Oklahoma (OK) | 9 | $2.8M | 1.7% |
| New Mexico (NM) | 4 | $1.5M | 0.8% |
| Missouri (MO) | 1 | $30K | 0.2% |
Why Choose SouthWest Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 527 SBA loans approved, totaling $199.6M in financing
- ✓Industry Expertise: Specialized focus on Support Activities for Oil and Gas Operations, Machine Shops, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
- ✓Competitive Terms: Average interest rate of 5.93% with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $15K to $5.0M, with an average of $379K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in TX, OK, NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about SouthWest Bank SBA lending
What types of businesses does SouthWest Bank typically finance?
SouthWest Bank specializes in SBA 7(a) lending to specific industries including support activities for oil and gas operations, machine shops, commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are SouthWest Bank's typical SBA loan terms?
SouthWest Bank's SBA 7(a) loans typically feature an average interest rate of 5.93% and average term length of 128 months (approximately 11 years). Loan sizes range from $15K to $5.0M, with an average loan size of $379K.
Do I need a business valuation for a SouthWest Bank SBA loan?
Yes, SouthWest Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does SouthWest Bank compare to other SBA lenders?
SouthWest Bank has originated 527 SBA loans totaling $199.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does SouthWest Bank lend in?
SouthWest Bank provides SBA 7(a) financing with particularly strong presence in TX, OK, NM, AZ, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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