Southern Bancorp Capital Partners
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Southern Bancorp Capital Partners
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 8 | $468K | $59K | 100.0% |
Geographic Distribution
SBA lending activity for Southern Bancorp Capital Partners by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arkansas (AR) | 8 | $468K | 100.0% |
Why Choose Southern Bancorp Capital Partners?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $468K in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 5.50% with flexible term lengths averaging 63 months
- ✓Loan Range: Loan sizes from $59K to $59K, with an average of $59K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Southern Bancorp Capital Partners SBA lending
What types of businesses does Southern Bancorp Capital Partners typically finance?
Southern Bancorp Capital Partners specializes in SBA 7(a) lending to specific industries including limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Southern Bancorp Capital Partners's typical SBA loan terms?
Southern Bancorp Capital Partners's SBA 7(a) loans typically feature an average interest rate of 5.50% and average term length of 63 months (approximately 5 years). Loan sizes range from $59K to $59K, with an average loan size of $59K.
Do I need a business valuation for a Southern Bancorp Capital Partners SBA loan?
Yes, Southern Bancorp Capital Partners typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Southern Bancorp Capital Partners compare to other SBA lenders?
Southern Bancorp Capital Partners has originated 8 SBA loans totaling $468K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Southern Bancorp Capital Partners lend in?
Southern Bancorp Capital Partners provides SBA 7(a) financing with particularly strong presence in AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.