Southern AgCredit, FLCA
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Southern AgCredit, FLCA
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112320 | Broilers and Other Meat Type | 64 | $163.2M | $2.5M | 80.0% |
| 112990 | All Other Animal Production | 8 | $20.6M | $2.6M | 10.0% |
| 112111 | Beef Cattle Ranching and Farming | 8 | $17.1M | $2.1M | 10.0% |
Geographic Distribution
SBA lending activity for Southern AgCredit, FLCA by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Mississippi (MS) | 80 | $200.9M | 100.0% |
Why Choose Southern AgCredit, FLCA?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $200.9M in financing
- ✓Industry Expertise: Specialized focus on Broilers and Other Meat Type, All Other Animal Production, Beef Cattle Ranching and Farming
- ✓Competitive Terms: Average interest rate of 8.53% with flexible term lengths averaging 215 months
- ✓Loan Range: Loan sizes from $1.1M to $3.9M, with an average of $2.5M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Southern AgCredit, FLCA SBA lending
What types of businesses does Southern AgCredit, FLCA typically finance?
Southern AgCredit, FLCA specializes in SBA 7(a) lending to specific industries including broilers and other meat type, all other animal production, beef cattle ranching and farming. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Southern AgCredit, FLCA's typical SBA loan terms?
Southern AgCredit, FLCA's SBA 7(a) loans typically feature an average interest rate of 8.53% and average term length of 215 months (approximately 18 years). Loan sizes range from $1.1M to $3.9M, with an average loan size of $2.5M.
Do I need a business valuation for a Southern AgCredit, FLCA SBA loan?
Yes, Southern AgCredit, FLCA typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Southern AgCredit, FLCA compare to other SBA lenders?
Southern AgCredit, FLCA has originated 80 SBA loans totaling $200.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Southern AgCredit, FLCA lend in?
Southern AgCredit, FLCA provides SBA 7(a) financing with particularly strong presence in MS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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