South Lafourche Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by South Lafourche Bank & Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 2 | $37K | $19K | 18.2% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $15K | $15K | 9.1% |
| 488330 | Navigational Services to Shipping | 1 | $425K | $425K | 9.1% |
| 713930 | Marinas | 1 | $385K | $385K | 9.1% |
Geographic Distribution
SBA lending activity for South Lafourche Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 11 | $1.9M | 100.0% |
Why Choose South Lafourche Bank & Trust Company?
Based on SBA 7(a) lending track record from 1991-2000
- ✓Proven Track Record: 11 SBA loans approved, totaling $1.9M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance, Navigational Services to Shipping
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 101 months
- ✓Loan Range: Loan sizes from $12K to $425K, with an average of $172K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about South Lafourche Bank & Trust Company SBA lending
What types of businesses does South Lafourche Bank & Trust Company typically finance?
South Lafourche Bank & Trust Company specializes in SBA 7(a) lending to specific industries including landscaping services, commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance, navigational services to shipping, marinas. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are South Lafourche Bank & Trust Company's typical SBA loan terms?
South Lafourche Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of — and average term length of 101 months (approximately 8 years). Loan sizes range from $12K to $425K, with an average loan size of $172K.
Do I need a business valuation for a South Lafourche Bank & Trust Company SBA loan?
Yes, South Lafourche Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does South Lafourche Bank & Trust Company compare to other SBA lenders?
South Lafourche Bank & Trust Company has originated 11 SBA loans totaling $1.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does South Lafourche Bank & Trust Company lend in?
South Lafourche Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in LA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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