Solera National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Solera National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 3 | $2.4M | $792K | 12.0% |
| 811111 | General Automotive Repair | 2 | $1.7M | $847K | 8.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $1.2M | $600K | 8.0% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 1 | $330K | $330K | 4.0% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 1 | $650K | $650K | 4.0% |
| 812112 | Beauty Salons | 1 | $70K | $70K | 4.0% |
| 236220 | Commercial and Institutional Building Construction | 1 | $25K | $25K | 4.0% |
| 445298 | All Other Specialty Food Retailers | 1 | $2.1M | $2.1M | 4.0% |
| 812191 | Diet and Weight Reducing Centers | 1 | $540K | $540K | 4.0% |
| 713990 | All Other Amusement and Recreation Industries | 1 | $3.1M | $3.1M | 4.0% |
Geographic Distribution
SBA lending activity for Solera National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 22 | $18.8M | 88.0% |
| Arizona (AZ) | 2 | $1.2M | 8.0% |
| Texas (TX) | 1 | $835K | 4.0% |
Why Choose Solera National Bank?
Based on SBA 7(a) lending track record from 2008-2025
- ✓Proven Track Record: 25 SBA loans approved, totaling $20.8M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, General Automotive Repair, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 6.20% with flexible term lengths averaging 190 months
- ✓Loan Range: Loan sizes from $25K to $3.1M, with an average of $833K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in CO, AZ, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Solera National Bank SBA lending
What types of businesses does Solera National Bank typically finance?
Solera National Bank specializes in SBA 7(a) lending to specific industries including offices of dentists, general automotive repair, offices of physicians (except mental health specialists), snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Solera National Bank's typical SBA loan terms?
Solera National Bank's SBA 7(a) loans typically feature an average interest rate of 6.20% and average term length of 190 months (approximately 16 years). Loan sizes range from $25K to $3.1M, with an average loan size of $833K.
Do I need a business valuation for a Solera National Bank SBA loan?
Yes, Solera National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Solera National Bank compare to other SBA lenders?
Solera National Bank has originated 25 SBA loans totaling $20.8M since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Solera National Bank lend in?
Solera National Bank provides SBA 7(a) financing with particularly strong presence in CO, AZ, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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