SJN Bank of Kansas
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by SJN Bank of Kansas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 448150 | Clothing Accessories Stores | 8 | $240K | $30K | 100.0% |
Geographic Distribution
SBA lending activity for SJN Bank of Kansas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 8 | $240K | 100.0% |
Why Choose SJN Bank of Kansas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $240K in financing
- ✓Industry Expertise: Specialized focus on Clothing Accessories Stores
- ✓Competitive Terms: Average interest rate of 7.25% with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $30K to $30K, with an average of $30K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about SJN Bank of Kansas SBA lending
What types of businesses does SJN Bank of Kansas typically finance?
SJN Bank of Kansas specializes in SBA 7(a) lending to specific industries including clothing accessories stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are SJN Bank of Kansas's typical SBA loan terms?
SJN Bank of Kansas's SBA 7(a) loans typically feature an average interest rate of 7.25% and average term length of 84 months (approximately 7 years). Loan sizes range from $30K to $30K, with an average loan size of $30K.
Do I need a business valuation for a SJN Bank of Kansas SBA loan?
Yes, SJN Bank of Kansas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does SJN Bank of Kansas compare to other SBA lenders?
SJN Bank of Kansas has originated 8 SBA loans totaling $240K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does SJN Bank of Kansas lend in?
SJN Bank of Kansas provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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