Security Bank of Pulaski County
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Security Bank of Pulaski County
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 449210 | Other | 16 | $2.5M | $154K | 50.0% |
| 562219 | Other Nonhazardous Waste Treatment and Disposal | 8 | $3.1M | $388K | 25.0% |
| 562111 | Solid Waste Collection | 8 | $2.2M | $270K | 25.0% |
Geographic Distribution
SBA lending activity for Security Bank of Pulaski County by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 32 | $7.7M | 100.0% |
Why Choose Security Bank of Pulaski County?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $7.7M in financing
- ✓Industry Expertise: Specialized focus on Other, Other Nonhazardous Waste Treatment and Disposal, Solid Waste Collection
- ✓Competitive Terms: Average interest rate of 8.00% with flexible term lengths averaging 159 months
- ✓Loan Range: Loan sizes from $52K to $388K, with an average of $241K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Security Bank of Pulaski County SBA lending
What types of businesses does Security Bank of Pulaski County typically finance?
Security Bank of Pulaski County specializes in SBA 7(a) lending to specific industries including other, other nonhazardous waste treatment and disposal, solid waste collection. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Security Bank of Pulaski County's typical SBA loan terms?
Security Bank of Pulaski County's SBA 7(a) loans typically feature an average interest rate of 8.00% and average term length of 159 months (approximately 13 years). Loan sizes range from $52K to $388K, with an average loan size of $241K.
Do I need a business valuation for a Security Bank of Pulaski County SBA loan?
Yes, Security Bank of Pulaski County typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Security Bank of Pulaski County compare to other SBA lenders?
Security Bank of Pulaski County has originated 32 SBA loans totaling $7.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Security Bank of Pulaski County lend in?
Security Bank of Pulaski County provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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