Security Bank of Kansas City
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Security Bank of Kansas City · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 9 | $1.5M | $164K | 2.8% |
| 621310 | Offices of Chiropractors | 8 | $587K | $73K | 2.5% |
| 624410 | Child Care Services | 7 | $2.5M | $359K | 2.2% |
| 621210 | Offices of Dentists | 6 | $713K | $119K | 1.9% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 5 | $898K | $180K | 1.6% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 4 | $423K | $106K | 1.3% |
| 812199 | Other Personal Care Services | 4 | $244K | $61K | 1.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 4 | $514K | $129K | 1.3% |
| 812112 | Beauty Salons | 4 | $314K | $79K | 1.3% |
| 541940 | Veterinary Services | 4 | $1.2M | $295K | 1.3% |
Geographic Distribution
SBA lending activity for Security Bank of Kansas City by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 179 | $27.1M | 56.5% |
| Missouri (MO) | 136 | $23.1M | 42.9% |
| Maryland (MD) | 1 | $85K | 0.3% |
| Michigan (MI) | 1 | $35K | 0.3% |
Why Choose Security Bank of Kansas City?
Based on SBA 7(a) lending track record from 1991-2021
- ✓Proven Track Record: 317 SBA loans approved, totaling $50.3M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Offices of Chiropractors, Child Care Services
- ✓Competitive Terms: Average interest rate of 6.17% with flexible term lengths averaging 88 months
- ✓Loan Range: Loan sizes from $5K to $1.9M, with an average of $159K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in KS, MO, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Security Bank of Kansas City SBA lending
What types of businesses does Security Bank of Kansas City typically finance?
Security Bank of Kansas City specializes in SBA 7(a) lending to specific industries including general automotive repair, offices of chiropractors, child care services, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Security Bank of Kansas City's typical SBA loan terms?
Security Bank of Kansas City's SBA 7(a) loans typically feature an average interest rate of 6.17% and average term length of 88 months (approximately 7 years). Loan sizes range from $5K to $1.9M, with an average loan size of $159K.
Do I need a business valuation for a Security Bank of Kansas City SBA loan?
Yes, Security Bank of Kansas City typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Security Bank of Kansas City compare to other SBA lenders?
Security Bank of Kansas City has originated 317 SBA loans totaling $50.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Security Bank of Kansas City lend in?
Security Bank of Kansas City provides SBA 7(a) financing with particularly strong presence in KS, MO, MD, MI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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