Security Bank of Kansas City
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Security Bank of Kansas City
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Day Care Services | 8 | $15.6M | $1.9M | 50.0% |
| 524126 | Direct Property and Casualty Insurance Carriers | 8 | $1.6M | $200K | 50.0% |
Geographic Distribution
SBA lending activity for Security Bank of Kansas City by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 8 | $15.6M | 50.0% |
| Kansas (KS) | 8 | $1.6M | 50.0% |
Why Choose Security Bank of Kansas City?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16 SBA loans approved, totaling $17.2M in financing
- ✓Industry Expertise: Specialized focus on Child Day Care Services, Direct Property and Casualty Insurance Carriers
- ✓Competitive Terms: Average interest rate of 5.53% with flexible term lengths averaging 180 months
- ✓Loan Range: Loan sizes from $200K to $1.9M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Security Bank of Kansas City SBA lending
What types of businesses does Security Bank of Kansas City typically finance?
Security Bank of Kansas City specializes in SBA 7(a) lending to specific industries including child day care services, direct property and casualty insurance carriers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Security Bank of Kansas City's typical SBA loan terms?
Security Bank of Kansas City's SBA 7(a) loans typically feature an average interest rate of 5.53% and average term length of 180 months (approximately 15 years). Loan sizes range from $200K to $1.9M, with an average loan size of $1.1M.
Do I need a business valuation for a Security Bank of Kansas City SBA loan?
Yes, Security Bank of Kansas City typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Security Bank of Kansas City compare to other SBA lenders?
Security Bank of Kansas City has originated 16 SBA loans totaling $17.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Security Bank of Kansas City lend in?
Security Bank of Kansas City provides SBA 7(a) financing with particularly strong presence in MO, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.