Security Bank of Bibb County
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Security Bank of Bibb County · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 441110 | New Car Dealers | 1 | $700K | $700K | 8.3% |
| 445292 | Confectionery and Nut Retailers | 1 | $150K | $150K | 8.3% |
Geographic Distribution
SBA lending activity for Security Bank of Bibb County by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 12 | $6.4M | 100.0% |
Why Choose Security Bank of Bibb County?
Based on SBA 7(a) lending track record from 1993-2005
- ✓Proven Track Record: 12 SBA loans approved, totaling $6.4M in financing
- ✓Industry Expertise: Specialized focus on New Car Dealers, Confectionery and Nut Retailers
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 138 months
- ✓Loan Range: Loan sizes from $75K to $1.4M, with an average of $529K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Security Bank of Bibb County SBA lending
What types of businesses does Security Bank of Bibb County typically finance?
Security Bank of Bibb County specializes in SBA 7(a) lending to specific industries including new car dealers, confectionery and nut retailers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Security Bank of Bibb County's typical SBA loan terms?
Security Bank of Bibb County's SBA 7(a) loans typically feature an average interest rate of — and average term length of 138 months (approximately 12 years). Loan sizes range from $75K to $1.4M, with an average loan size of $529K.
Do I need a business valuation for a Security Bank of Bibb County SBA loan?
Yes, Security Bank of Bibb County typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Security Bank of Bibb County compare to other SBA lenders?
Security Bank of Bibb County has originated 12 SBA loans totaling $6.4M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Security Bank of Bibb County lend in?
Security Bank of Bibb County provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.