SCBT
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by SCBT · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 532111 | Passenger Car Rental | 1 | $140K | $140K | 100.0% |
Geographic Distribution
SBA lending activity for SCBT by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 1 | $140K | 100.0% |
Why Choose SCBT?
Based on SBA 7(a) lending track record from 2008-2008
- ✓Proven Track Record: 1 SBA loans approved, totaling $140K in financing
- ✓Industry Expertise: Specialized focus on Passenger Car Rental
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $140K to $140K, with an average of $140K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about SCBT SBA lending
What types of businesses does SCBT typically finance?
SCBT specializes in SBA 7(a) lending to specific industries including passenger car rental. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are SCBT's typical SBA loan terms?
SCBT's SBA 7(a) loans typically feature an average interest rate of — and average term length of 84 months (approximately 7 years). Loan sizes range from $140K to $140K, with an average loan size of $140K.
Do I need a business valuation for a SCBT SBA loan?
Yes, SCBT typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does SCBT compare to other SBA lenders?
SCBT has originated 1 SBA loans totaling $140K since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does SCBT lend in?
SCBT provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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