San Francisco Fire Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by San Francisco Fire Credit Union · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 3 | $175K | $58K | 10.7% |
| 541922 | Commercial Photography | 2 | $100K | $50K | 7.1% |
| 541410 | Interior Design Services | 2 | $80K | $40K | 7.1% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $150K | $150K | 3.6% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 1 | $50K | $50K | 3.6% |
| 541611 | Administrative Management and General Management Consulting Services | 1 | $50K | $50K | 3.6% |
| 812990 | All Other Personal Services | 1 | $50K | $50K | 3.6% |
| 332812 | Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers | 1 | $150K | $150K | 3.6% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 1 | $15K | $15K | 3.6% |
| 722511 | Full-Service Restaurants | 1 | $25K | $25K | 3.6% |
Geographic Distribution
SBA lending activity for San Francisco Fire Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 27 | $2.0M | 96.4% |
| Illinois (IL) | 1 | $50K | 3.6% |
Why Choose San Francisco Fire Credit Union?
Based on SBA 7(a) lending track record from 2014-2020
- ✓Proven Track Record: 28 SBA loans approved, totaling $2.1M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Commercial Photography, Interior Design Services
- ✓Competitive Terms: Average interest rate of 7.71% with flexible term lengths averaging 89 months
- ✓Loan Range: Loan sizes from $15K to $375K, with an average of $75K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CA, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about San Francisco Fire Credit Union SBA lending
What types of businesses does San Francisco Fire Credit Union typically finance?
San Francisco Fire Credit Union specializes in SBA 7(a) lending to specific industries including limited-service restaurants, commercial photography, interior design services, coin-operated laundries and drycleaners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are San Francisco Fire Credit Union's typical SBA loan terms?
San Francisco Fire Credit Union's SBA 7(a) loans typically feature an average interest rate of 7.71% and average term length of 89 months (approximately 7 years). Loan sizes range from $15K to $375K, with an average loan size of $75K.
Do I need a business valuation for a San Francisco Fire Credit Union SBA loan?
Yes, San Francisco Fire Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does San Francisco Fire Credit Union compare to other SBA lenders?
San Francisco Fire Credit Union has originated 28 SBA loans totaling $2.1M since 2014. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does San Francisco Fire Credit Union lend in?
San Francisco Fire Credit Union provides SBA 7(a) financing with particularly strong presence in CA, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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