RSNB Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by RSNB Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $104K | $104K | 8.3% |
| 713950 | Bowling Centers | 1 | $1.4M | $1.4M | 8.3% |
| 485510 | Charter Bus Industry | 1 | $413K | $413K | 8.3% |
Geographic Distribution
SBA lending activity for RSNB Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wyoming (WY) | 12 | $3.5M | 100.0% |
Why Choose RSNB Bank?
Based on SBA 7(a) lending track record from 1991-2015
- ✓Proven Track Record: 12 SBA loans approved, totaling $3.5M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Bowling Centers, Charter Bus Industry
- ✓Competitive Terms: Average interest rate of 6.25% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $14K to $1.4M, with an average of $296K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about RSNB Bank SBA lending
What types of businesses does RSNB Bank typically finance?
RSNB Bank specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), bowling centers, charter bus industry. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are RSNB Bank's typical SBA loan terms?
RSNB Bank's SBA 7(a) loans typically feature an average interest rate of 6.25% and average term length of 105 months (approximately 9 years). Loan sizes range from $14K to $1.4M, with an average loan size of $296K.
Do I need a business valuation for a RSNB Bank SBA loan?
Yes, RSNB Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does RSNB Bank compare to other SBA lenders?
RSNB Bank has originated 12 SBA loans totaling $3.5M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does RSNB Bank lend in?
RSNB Bank provides SBA 7(a) financing with particularly strong presence in WY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.