Robins Financial CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Robins Financial CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 221310 | Water Supply and Irrigation Systems | 8 | $3.0M | $373K | 25.0% |
| 624410 | Child Day Care Services | 8 | $1.8M | $225K | 25.0% |
| 451110 | Sporting Goods Stores | 8 | $22.4M | $2.8M | 25.0% |
| 541940 | Veterinary Services | 8 | $1.8M | $225K | 25.0% |
Geographic Distribution
SBA lending activity for Robins Financial CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 32 | $29.0M | 100.0% |
Why Choose Robins Financial CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $29.0M in financing
- ✓Industry Expertise: Specialized focus on Water Supply and Irrigation Systems, Child Day Care Services, Sporting Goods Stores
- ✓Competitive Terms: Average interest rate of 5.69% with flexible term lengths averaging 141 months
- ✓Loan Range: Loan sizes from $225K to $2.8M, with an average of $905K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Robins Financial CU SBA lending
What types of businesses does Robins Financial CU typically finance?
Robins Financial CU specializes in SBA 7(a) lending to specific industries including water supply and irrigation systems, child day care services, sporting goods stores, veterinary services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Robins Financial CU's typical SBA loan terms?
Robins Financial CU's SBA 7(a) loans typically feature an average interest rate of 5.69% and average term length of 141 months (approximately 12 years). Loan sizes range from $225K to $2.8M, with an average loan size of $905K.
Do I need a business valuation for a Robins Financial CU SBA loan?
Yes, Robins Financial CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Robins Financial CU compare to other SBA lenders?
Robins Financial CU has originated 32 SBA loans totaling $29.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Robins Financial CU lend in?
Robins Financial CU provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.