RiverBank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by RiverBank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 48 | $13.9M | $289K | 9.0% |
| 112310 | Chicken Egg Production | 24 | $6.2M | $257K | 4.5% |
| 238910 | Site Preparation Contractors | 24 | $1.6M | $67K | 4.5% |
| 333243 | Sawmill, Woodworking, and Paper Machinery Manufacturing | 16 | $1.8M | $113K | 3.0% |
| 811411 | Home and Garden Equipment Repair and Maintenance | 16 | $5.0M | $310K | 3.0% |
| 115112 | Soil Preparation, Planting, and Cultivating | 16 | $4.0M | $250K | 3.0% |
| 238210 | Electrical Contractors | 16 | $4.1M | $258K | 3.0% |
| 111110 | Soybean Farming | 16 | $3.4M | $213K | 3.0% |
| 238320 | Painting and Wall Covering Contractors | 16 | $3.7M | $230K | 3.0% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $11.5M | $718K | 3.0% |
Geographic Distribution
SBA lending activity for RiverBank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 288 | $158.0M | 53.7% |
| Arkansas (AR) | 176 | $63.5M | 32.8% |
| Idaho (ID) | 64 | $38.0M | 11.9% |
| Missouri (MO) | 8 | $960K | 1.5% |
Why Choose RiverBank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 536 SBA loans approved, totaling $260.5M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Chicken Egg Production, Site Preparation Contractors
- ✓Competitive Terms: Average interest rate of 9.27% with flexible term lengths averaging 124 months
- ✓Loan Range: Loan sizes from $5K to $3.6M, with an average of $486K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in WA, AR, ID
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about RiverBank SBA lending
What types of businesses does RiverBank typically finance?
RiverBank specializes in SBA 7(a) lending to specific industries including full-service restaurants, chicken egg production, site preparation contractors, sawmill, woodworking, and paper machinery manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are RiverBank's typical SBA loan terms?
RiverBank's SBA 7(a) loans typically feature an average interest rate of 9.27% and average term length of 124 months (approximately 10 years). Loan sizes range from $5K to $3.6M, with an average loan size of $486K.
Do I need a business valuation for a RiverBank SBA loan?
Yes, RiverBank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does RiverBank compare to other SBA lenders?
RiverBank has originated 536 SBA loans totaling $260.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does RiverBank lend in?
RiverBank provides SBA 7(a) financing with particularly strong presence in WA, AR, ID, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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