Regional FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Regional FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 1 | $150K | $150K | 50.0% |
| 541990 | All Other Professional, Scientific, and Technical Services | 1 | $350K | $350K | 50.0% |
Geographic Distribution
SBA lending activity for Regional FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Indiana (IN) | 2 | $500K | 100.0% |
Why Choose Regional FCU?
Based on SBA 7(a) lending track record from 2017-2019
- ✓Proven Track Record: 2 SBA loans approved, totaling $500K in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, All Other Professional, Scientific, and Technical Services
- ✓Competitive Terms: Average interest rate of 6.75% with flexible term lengths averaging 104 months
- ✓Loan Range: Loan sizes from $150K to $350K, with an average of $250K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in IN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Regional FCU SBA lending
What types of businesses does Regional FCU typically finance?
Regional FCU specializes in SBA 7(a) lending to specific industries including landscaping services, all other professional, scientific, and technical services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Regional FCU's typical SBA loan terms?
Regional FCU's SBA 7(a) loans typically feature an average interest rate of 6.75% and average term length of 104 months (approximately 9 years). Loan sizes range from $150K to $350K, with an average loan size of $250K.
Do I need a business valuation for a Regional FCU SBA loan?
Yes, Regional FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Regional FCU compare to other SBA lenders?
Regional FCU has originated 2 SBA loans totaling $500K since 2017. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Regional FCU lend in?
Regional FCU provides SBA 7(a) financing with particularly strong presence in IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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