RCB Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by RCB Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 24 | $3.9M | $164K | 15.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $1.0M | $64K | 10.5% |
| 236220 | Commercial and Institutional Building Construction | 16 | $1.2M | $75K | 10.5% |
| 335129 | Other Lighting Equipment Manufacturing | 16 | $8.2M | $513K | 10.5% |
| 561622 | Locksmiths | 8 | $400K | $50K | 5.3% |
| 531190 | Lessors of Other Real Estate Property | 8 | $1.7M | $209K | 5.3% |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 8 | $584K | $73K | 5.3% |
| 311813 | Frozen Cakes, Pies, and Other Pastries Manufacturing | 8 | $1.3M | $160K | 5.3% |
| 812990 | All Other Personal Services | 8 | $800K | $100K | 5.3% |
| 327215 | Glass Product Manufacturing Made of Purchased Glass | 8 | $1.2M | $150K | 5.3% |
Geographic Distribution
SBA lending activity for RCB Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 128 | $20.7M | 84.2% |
| Nebraska (NE) | 8 | $10.3M | 5.3% |
| Oklahoma (OK) | 16 | $1.2M | 10.5% |
Why Choose RCB Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 152 SBA loans approved, totaling $32.2M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Snack and Nonalcoholic Beverage Bars, Commercial and Institutional Building Construction
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 67 months
- ✓Loan Range: Loan sizes from $30K to $1.3M, with an average of $212K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in KS, OK, NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about RCB Bank SBA lending
What types of businesses does RCB Bank typically finance?
RCB Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, snack and nonalcoholic beverage bars, commercial and institutional building construction, other lighting equipment manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are RCB Bank's typical SBA loan terms?
RCB Bank's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 67 months (approximately 6 years). Loan sizes range from $30K to $1.3M, with an average loan size of $212K.
Do I need a business valuation for a RCB Bank SBA loan?
Yes, RCB Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does RCB Bank compare to other SBA lenders?
RCB Bank has originated 152 SBA loans totaling $32.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does RCB Bank lend in?
RCB Bank provides SBA 7(a) financing with particularly strong presence in KS, OK, NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.