Randolph-Brooks FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Randolph-Brooks FCU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 24 | $5.0M | $208K | 18.8% |
| 621320 | Offices of Optometrists | 16 | $19.0M | $1.2M | 12.5% |
| 446199 | All Other Health and Personal Care Stores | 8 | $768K | $96K | 6.3% |
| 531190 | Lessors of Other Real Estate Property | 8 | $2.3M | $287K | 6.3% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $1.1M | $138K | 6.3% |
| 621310 | Offices of Chiropractors | 8 | $3.5M | $432K | 6.3% |
| 624410 | Child Day Care Services | 8 | $800K | $100K | 6.3% |
| 541211 | Offices of Certified Public Accountants | 8 | $1.2M | $150K | 6.3% |
| 561431 | Private Mail Centers | 8 | $1.9M | $234K | 6.3% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 8 | $9.8M | $1.2M | 6.3% |
Geographic Distribution
SBA lending activity for Randolph-Brooks FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 128 | $78.2M | 100.0% |
Why Choose Randolph-Brooks FCU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 128 SBA loans approved, totaling $78.2M in financing
- ✓Industry Expertise: Specialized focus on Plumbing, Heating, and Air-Conditioning Contractors, Offices of Optometrists, All Other Health and Personal Care Stores
- ✓Competitive Terms: Average interest rate of 4.69% with flexible term lengths averaging 221 months
- ✓Loan Range: Loan sizes from $96K to $3.0M, with an average of $611K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Randolph-Brooks FCU SBA lending
What types of businesses does Randolph-Brooks FCU typically finance?
Randolph-Brooks FCU specializes in SBA 7(a) lending to specific industries including plumbing, heating, and air-conditioning contractors, offices of optometrists, all other health and personal care stores, lessors of other real estate property. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Randolph-Brooks FCU's typical SBA loan terms?
Randolph-Brooks FCU's SBA 7(a) loans typically feature an average interest rate of 4.69% and average term length of 221 months (approximately 18 years). Loan sizes range from $96K to $3.0M, with an average loan size of $611K.
Do I need a business valuation for a Randolph-Brooks FCU SBA loan?
Yes, Randolph-Brooks FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Randolph-Brooks FCU compare to other SBA lenders?
Randolph-Brooks FCU has originated 128 SBA loans totaling $78.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Randolph-Brooks FCU lend in?
Randolph-Brooks FCU provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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