R Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by R Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 | $1.2M | $411K | 6.3% |
| 541940 | Veterinary Services | 3 | $3.6M | $1.2M | 6.3% |
| 722513 | Limited-Service Restaurants | 3 | $1.3M | $429K | 6.3% |
| 811490 | Other Personal and Household Goods Repair and Maintenance | 2 | $562K | $281K | 4.2% |
| 561110 | Office Administrative Services | 2 | $211K | $105K | 4.2% |
| 623110 | Nursing Care Facilities (Skilled Nursing Facilities) | 2 | $2.2M | $1.1M | 4.2% |
| 722511 | Full-Service Restaurants | 2 | $4.0M | $2.0M | 4.2% |
| 238290 | Other Building Equipment Contractors | 2 | $1.3M | $650K | 4.2% |
| 624410 | Child Care Services | 1 | $1.5M | $1.5M | 2.1% |
| 339950 | Sign Manufacturing | 1 | $1.8M | $1.8M | 2.1% |
Geographic Distribution
SBA lending activity for R Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 48 | $34.2M | 100.0% |
Why Choose R Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 48 SBA loans approved, totaling $34.2M in financing
- ✓Industry Expertise: Specialized focus on Snack and Nonalcoholic Beverage Bars, Veterinary Services, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.55% with flexible term lengths averaging 145 months
- ✓Loan Range: Loan sizes from $50K to $3.0M, with an average of $713K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about R Bank SBA lending
What types of businesses does R Bank typically finance?
R Bank specializes in SBA 7(a) lending to specific industries including snack and nonalcoholic beverage bars, veterinary services, limited-service restaurants, other personal and household goods repair and maintenance. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are R Bank's typical SBA loan terms?
R Bank's SBA 7(a) loans typically feature an average interest rate of 6.55% and average term length of 145 months (approximately 12 years). Loan sizes range from $50K to $3.0M, with an average loan size of $713K.
Do I need a business valuation for a R Bank SBA loan?
Yes, R Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does R Bank compare to other SBA lenders?
R Bank has originated 48 SBA loans totaling $34.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does R Bank lend in?
R Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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