Presidential Bank FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Presidential Bank FSB · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541511 | Custom Computer Programming Services | 1 | $600K | $600K | 5.9% |
| 621210 | Offices of Dentists | 1 | $100K | $100K | 5.9% |
| 561520 | Tour Operators | 1 | $800K | $800K | 5.9% |
| 524210 | Insurance Agencies and Brokerages | 1 | $50K | $50K | 5.9% |
| 541512 | Computer Systems Design Services | 1 | $150K | $150K | 5.9% |
| 541330 | Engineering Services | 1 | $408K | $408K | 5.9% |
| 811111 | General Automotive Repair | 1 | $45K | $45K | 5.9% |
Geographic Distribution
SBA lending activity for Presidential Bank FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Virginia (VA) | 6 | $2.8M | 35.3% |
| Maryland (MD) | 8 | $2.5M | 47.1% |
| North Carolina (NC) | 1 | $566K | 5.9% |
| District of Columbia (DC) | 2 | $120K | 11.8% |
Why Choose Presidential Bank FSB?
Based on SBA 7(a) lending track record from 1992-2007
- ✓Proven Track Record: 17 SBA loans approved, totaling $6.0M in financing
- ✓Industry Expertise: Specialized focus on Custom Computer Programming Services, Offices of Dentists, Tour Operators
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 104 months
- ✓Loan Range: Loan sizes from $20K to $800K, with an average of $353K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in MD, VA, DC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Presidential Bank FSB SBA lending
What types of businesses does Presidential Bank FSB typically finance?
Presidential Bank FSB specializes in SBA 7(a) lending to specific industries including custom computer programming services, offices of dentists, tour operators, insurance agencies and brokerages. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Presidential Bank FSB's typical SBA loan terms?
Presidential Bank FSB's SBA 7(a) loans typically feature an average interest rate of — and average term length of 104 months (approximately 9 years). Loan sizes range from $20K to $800K, with an average loan size of $353K.
Do I need a business valuation for a Presidential Bank FSB SBA loan?
Yes, Presidential Bank FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Presidential Bank FSB compare to other SBA lenders?
Presidential Bank FSB has originated 17 SBA loans totaling $6.0M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Presidential Bank FSB lend in?
Presidential Bank FSB provides SBA 7(a) financing with particularly strong presence in MD, VA, DC, NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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