Points West Community Bank
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Points West Community Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 8 | $1.6M | $200K | 20.0% |
| 722511 | Full-Service Restaurants | 8 | $3.7M | $465K | 20.0% |
| 312120 | Breweries | 8 | $7.1M | $887K | 20.0% |
| 562219 | Other Nonhazardous Waste Treatment and Disposal | 8 | $18.4M | $2.3M | 20.0% |
| 611430 | Professional and Management Development Training | 8 | $12.0M | $1.5M | 20.0% |
Geographic Distribution
SBA lending activity for Points West Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 32 | $39.1M | 80.0% |
| Nebraska (NE) | 8 | $3.7M | 20.0% |
Why Choose Points West Community Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 40 SBA loans approved, totaling $42.8M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Full-Service Restaurants, Breweries
- ✓Competitive Terms: Average interest rate of 7.36% with flexible term lengths averaging 90 months
- ✓Loan Range: Loan sizes from $200K to $2.3M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Points West Community Bank SBA lending
What types of businesses does Points West Community Bank typically finance?
Points West Community Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, full-service restaurants, breweries, other nonhazardous waste treatment and disposal. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Points West Community Bank's typical SBA loan terms?
Points West Community Bank's SBA 7(a) loans typically feature an average interest rate of 7.36% and average term length of 90 months (approximately 8 years). Loan sizes range from $200K to $2.3M, with an average loan size of $1.1M.
Do I need a business valuation for a Points West Community Bank SBA loan?
Yes, Points West Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Points West Community Bank compare to other SBA lenders?
Points West Community Bank has originated 40 SBA loans totaling $42.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Points West Community Bank lend in?
Points West Community Bank provides SBA 7(a) financing with particularly strong presence in CO, NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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