Point Breeze Credit Union
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Point Breeze Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238160 | Roofing Contractors | 8 | $2.0M | $250K | 50.0% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 8 | $3.2M | $400K | 50.0% |
Geographic Distribution
SBA lending activity for Point Breeze Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Maryland (MD) | 16 | $5.2M | 100.0% |
Why Choose Point Breeze Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16 SBA loans approved, totaling $5.2M in financing
- ✓Industry Expertise: Specialized focus on Roofing Contractors, Offices of All Other Miscellaneous Health Practitioners
- ✓Competitive Terms: Average interest rate of 10.00% with flexible term lengths averaging 210 months
- ✓Loan Range: Loan sizes from $250K to $400K, with an average of $325K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Point Breeze Credit Union SBA lending
What types of businesses does Point Breeze Credit Union typically finance?
Point Breeze Credit Union specializes in SBA 7(a) lending to specific industries including roofing contractors, offices of all other miscellaneous health practitioners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Point Breeze Credit Union's typical SBA loan terms?
Point Breeze Credit Union's SBA 7(a) loans typically feature an average interest rate of 10.00% and average term length of 210 months (approximately 18 years). Loan sizes range from $250K to $400K, with an average loan size of $325K.
Do I need a business valuation for a Point Breeze Credit Union SBA loan?
Yes, Point Breeze Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Point Breeze Credit Union compare to other SBA lenders?
Point Breeze Credit Union has originated 16 SBA loans totaling $5.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Point Breeze Credit Union lend in?
Point Breeze Credit Union provides SBA 7(a) financing with particularly strong presence in MD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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