Plaquemine Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Plaquemine Bank & Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 6 | $2.6M | $430K | 8.7% |
| 713940 | Fitness and Recreational Sports Centers | 2 | $93K | $47K | 2.9% |
| 488330 | Navigational Services to Shipping | 2 | $107K | $53K | 2.9% |
| 238160 | Roofing Contractors | 2 | $2.6M | $1.3M | 2.9% |
| 811111 | General Automotive Repair | 2 | $280K | $140K | 2.9% |
| 541330 | Engineering Services | 2 | $140K | $70K | 2.9% |
| 812112 | Beauty Salons | 2 | $150K | $75K | 2.9% |
| 722511 | Full-Service Restaurants | 2 | $520K | $260K | 2.9% |
| 238330 | Flooring Contractors | 1 | $250K | $250K | 1.4% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $230K | $230K | 1.4% |
Geographic Distribution
SBA lending activity for Plaquemine Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 68 | $15.9M | 98.6% |
| Indiana (IN) | 1 | $48K | 1.4% |
Why Choose Plaquemine Bank & Trust Company?
Based on SBA 7(a) lending track record from 1995-2017
- ✓Proven Track Record: 69 SBA loans approved, totaling $16.0M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Fitness and Recreational Sports Centers, Navigational Services to Shipping
- ✓Competitive Terms: Average interest rate of 5.36% with flexible term lengths averaging 144 months
- ✓Loan Range: Loan sizes from $18K to $1.6M, with an average of $231K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in LA, IN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Plaquemine Bank & Trust Company SBA lending
What types of businesses does Plaquemine Bank & Trust Company typically finance?
Plaquemine Bank & Trust Company specializes in SBA 7(a) lending to specific industries including child care services, fitness and recreational sports centers, navigational services to shipping, roofing contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Plaquemine Bank & Trust Company's typical SBA loan terms?
Plaquemine Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of 5.36% and average term length of 144 months (approximately 12 years). Loan sizes range from $18K to $1.6M, with an average loan size of $231K.
Do I need a business valuation for a Plaquemine Bank & Trust Company SBA loan?
Yes, Plaquemine Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Plaquemine Bank & Trust Company compare to other SBA lenders?
Plaquemine Bank & Trust Company has originated 69 SBA loans totaling $16.0M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Plaquemine Bank & Trust Company lend in?
Plaquemine Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in LA, IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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