Pineland Bank
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Pineland Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 72 | $39.4M | $547K | 7.3% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 64 | $28.0M | $438K | 6.5% |
| 722511 | Full-Service Restaurants | 64 | $64.4M | $1.0M | 6.5% |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 48 | $92.0M | $1.9M | 4.8% |
| 111334 | Berry (except Strawberry) Farming | 40 | $75.0M | $1.9M | 4.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 40 | $98.4M | $2.5M | 4.0% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 32 | $45.4M | $1.4M | 3.2% |
| 812112 | Beauty Salons | 32 | $16.3M | $510K | 3.2% |
| 621310 | Offices of Chiropractors | 24 | $8.5M | $353K | 2.4% |
| 447110 | Gasoline Stations with Convenience Stores | 24 | $11.9M | $495K | 2.4% |
Geographic Distribution
SBA lending activity for Pineland Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 512 | $553.9M | 51.6% |
| Florida (FL) | 432 | $323.7M | 43.5% |
| Tennessee (TN) | 8 | $20.8M | 0.8% |
| South Carolina (SC) | 32 | $16.0M | 3.2% |
| North Carolina (NC) | 8 | $5.4M | 0.8% |
Why Choose Pineland Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 992 SBA loans approved, totaling $919.9M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Snack and Nonalcoholic Beverage Bars, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.28% with flexible term lengths averaging 194 months
- ✓Loan Range: Loan sizes from $76K to $4.6M, with an average of $927K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in GA, FL, SC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Pineland Bank SBA lending
What types of businesses does Pineland Bank typically finance?
Pineland Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, snack and nonalcoholic beverage bars, full-service restaurants, new single-family housing construction (except operative builders). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Pineland Bank's typical SBA loan terms?
Pineland Bank's SBA 7(a) loans typically feature an average interest rate of 6.28% and average term length of 194 months (approximately 16 years). Loan sizes range from $76K to $4.6M, with an average loan size of $927K.
Do I need a business valuation for a Pineland Bank SBA loan?
Yes, Pineland Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Pineland Bank compare to other SBA lenders?
Pineland Bank has originated 992 SBA loans totaling $919.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Pineland Bank lend in?
Pineland Bank provides SBA 7(a) financing with particularly strong presence in GA, FL, SC, NC, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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