Pine Level Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Pine Level Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 522310 | Mortgage and Nonmortgage Loan Brokers | 1 | $20K | $20K | 9.1% |
Geographic Distribution
SBA lending activity for Pine Level Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Carolina (NC) | 11 | $384K | 100.0% |
Why Choose Pine Level Bank?
Based on SBA 7(a) lending track record from 1996-1998
- ✓Proven Track Record: 11 SBA loans approved, totaling $384K in financing
- ✓Industry Expertise: Specialized focus on Mortgage and Nonmortgage Loan Brokers
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 45 months
- ✓Loan Range: Loan sizes from $12K to $50K, with an average of $35K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Pine Level Bank SBA lending
What types of businesses does Pine Level Bank typically finance?
Pine Level Bank specializes in SBA 7(a) lending to specific industries including mortgage and nonmortgage loan brokers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Pine Level Bank's typical SBA loan terms?
Pine Level Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 45 months (approximately 4 years). Loan sizes range from $12K to $50K, with an average loan size of $35K.
Do I need a business valuation for a Pine Level Bank SBA loan?
Yes, Pine Level Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Pine Level Bank compare to other SBA lenders?
Pine Level Bank has originated 11 SBA loans totaling $384K since 1996. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Pine Level Bank lend in?
Pine Level Bank provides SBA 7(a) financing with particularly strong presence in NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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