PFF Bank & Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by PFF Bank & Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 326199 | All Other Plastics Product Manufacturing | 2 | $1.6M | $775K | 10.5% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 2 | $120K | $60K | 10.5% |
| 611511 | Cosmetology and Barber Schools | 2 | $575K | $288K | 10.5% |
| 541614 | Process, Physical Distribution, and Logistics Consulting Services | 1 | $500K | $500K | 5.3% |
| 623220 | Residential Mental Health and Substance Abuse Facilities | 1 | $250K | $250K | 5.3% |
| 541512 | Computer Systems Design Services | 1 | $100K | $100K | 5.3% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $75K | $75K | 5.3% |
| 621310 | Offices of Chiropractors | 1 | $45K | $45K | 5.3% |
| 532210 | Consumer Electronics and Appliances Rental | 1 | $75K | $75K | 5.3% |
| 811198 | All Other Automotive Repair and Maintenance | 1 | $205K | $205K | 5.3% |
Geographic Distribution
SBA lending activity for PFF Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 19 | $4.9M | 100.0% |
Why Choose PFF Bank & Trust?
Based on SBA 7(a) lending track record from 2002-2006
- ✓Proven Track Record: 19 SBA loans approved, totaling $4.9M in financing
- ✓Industry Expertise: Specialized focus on All Other Plastics Product Manufacturing, Specialized Freight (except Used Goods) Trucking, Local, Cosmetology and Barber Schools
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 159 months
- ✓Loan Range: Loan sizes from $45K to $900K, with an average of $256K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about PFF Bank & Trust SBA lending
What types of businesses does PFF Bank & Trust typically finance?
PFF Bank & Trust specializes in SBA 7(a) lending to specific industries including all other plastics product manufacturing, specialized freight (except used goods) trucking, local, cosmetology and barber schools, process, physical distribution, and logistics consulting services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are PFF Bank & Trust's typical SBA loan terms?
PFF Bank & Trust's SBA 7(a) loans typically feature an average interest rate of — and average term length of 159 months (approximately 13 years). Loan sizes range from $45K to $900K, with an average loan size of $256K.
Do I need a business valuation for a PFF Bank & Trust SBA loan?
Yes, PFF Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does PFF Bank & Trust compare to other SBA lenders?
PFF Bank & Trust has originated 19 SBA loans totaling $4.9M since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does PFF Bank & Trust lend in?
PFF Bank & Trust provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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