People's Community State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by People's Community State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 237310 | Highway, Street, and Bridge Construction | 1 | $872K | $872K | 100.0% |
Geographic Distribution
SBA lending activity for People's Community State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arkansas (AR) | 1 | $872K | 100.0% |
Why Choose People's Community State Bank?
Based on SBA 7(a) lending track record from 2004-2004
- ✓Proven Track Record: 1 SBA loans approved, totaling $872K in financing
- ✓Industry Expertise: Specialized focus on Highway, Street, and Bridge Construction
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 124 months
- ✓Loan Range: Loan sizes from $872K to $872K, with an average of $872K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about People's Community State Bank SBA lending
What types of businesses does People's Community State Bank typically finance?
People's Community State Bank specializes in SBA 7(a) lending to specific industries including highway, street, and bridge construction. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are People's Community State Bank's typical SBA loan terms?
People's Community State Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 124 months (approximately 10 years). Loan sizes range from $872K to $872K, with an average loan size of $872K.
Do I need a business valuation for a People's Community State Bank SBA loan?
Yes, People's Community State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does People's Community State Bank compare to other SBA lenders?
People's Community State Bank has originated 1 SBA loans totaling $872K since 2004. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does People's Community State Bank lend in?
People's Community State Bank provides SBA 7(a) financing with particularly strong presence in AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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