PBandT Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by PBandT Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 5 | $390K | $78K | 4.3% |
| 811111 | General Automotive Repair | 4 | $4.3M | $1.1M | 3.4% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 3 | $586K | $195K | 2.6% |
| 484110 | General Freight Trucking, Local | 2 | $119K | $59K | 1.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 | $425K | $213K | 1.7% |
| 541511 | Custom Computer Programming Services | 2 | $81K | $41K | 1.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 | $3.2M | $1.6M | 1.7% |
| 561730 | Landscaping Services | 2 | $70K | $35K | 1.7% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 2 | $1.9M | $973K | 1.7% |
| 541380 | Testing Laboratories and Services | 2 | $1.9M | $950K | 1.7% |
Geographic Distribution
SBA lending activity for PBandT Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 117 | $36.2M | 100.0% |
Why Choose PBandT Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 117 SBA loans approved, totaling $36.2M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), General Automotive Repair, Drycleaning and Laundry Services (except Coin-Operated)
- ✓Competitive Terms: Average interest rate of 7.02% with flexible term lengths averaging 124 months
- ✓Loan Range: Loan sizes from $5K to $3.7M, with an average of $310K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about PBandT Bank SBA lending
What types of businesses does PBandT Bank typically finance?
PBandT Bank specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), general automotive repair, drycleaning and laundry services (except coin-operated), general freight trucking, local. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are PBandT Bank's typical SBA loan terms?
PBandT Bank's SBA 7(a) loans typically feature an average interest rate of 7.02% and average term length of 124 months (approximately 10 years). Loan sizes range from $5K to $3.7M, with an average loan size of $310K.
Do I need a business valuation for a PBandT Bank SBA loan?
Yes, PBandT Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does PBandT Bank compare to other SBA lenders?
PBandT Bank has originated 117 SBA loans totaling $36.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does PBandT Bank lend in?
PBandT Bank provides SBA 7(a) financing with particularly strong presence in CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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