Partners Bank of California
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Partners Bank of California
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 8 | $4.5M | $568K | 16.7% |
| 524210 | Insurance Agencies and Brokerages | 8 | $21.9M | $2.7M | 16.7% |
| 621391 | Offices of Podiatrists | 8 | $3.1M | $392K | 16.7% |
| 621210 | Offices of Dentists | 8 | $5.1M | $640K | 16.7% |
| 442291 | Window Treatment Stores | 8 | $16.0M | $2.0M | 16.7% |
| 541990 | All Other Professional, Scientific, and Technical Services | 8 | $1.6M | $200K | 16.7% |
Geographic Distribution
SBA lending activity for Partners Bank of California by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 40 | $30.4M | 83.3% |
| Nevada (NV) | 8 | $21.9M | 16.7% |
Why Choose Partners Bank of California?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 48 SBA loans approved, totaling $52.3M in financing
- ✓Industry Expertise: Specialized focus on Lessors of Nonresidential Buildings (except Miniwarehouses), Insurance Agencies and Brokerages, Offices of Podiatrists
- ✓Competitive Terms: Average interest rate of 4.79% with flexible term lengths averaging 128 months
- ✓Loan Range: Loan sizes from $200K to $2.7M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CA, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Partners Bank of California SBA lending
What types of businesses does Partners Bank of California typically finance?
Partners Bank of California specializes in SBA 7(a) lending to specific industries including lessors of nonresidential buildings (except miniwarehouses), insurance agencies and brokerages, offices of podiatrists, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Partners Bank of California's typical SBA loan terms?
Partners Bank of California's SBA 7(a) loans typically feature an average interest rate of 4.79% and average term length of 128 months (approximately 11 years). Loan sizes range from $200K to $2.7M, with an average loan size of $1.1M.
Do I need a business valuation for a Partners Bank of California SBA loan?
Yes, Partners Bank of California typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Partners Bank of California compare to other SBA lenders?
Partners Bank of California has originated 48 SBA loans totaling $52.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Partners Bank of California lend in?
Partners Bank of California provides SBA 7(a) financing with particularly strong presence in CA, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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