PACE Finance Corporation
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by PACE Finance Corporation
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621320 | Offices of Optometrists | 16 | $1.3M | $80K | 40.0% |
| 722511 | Full-Service Restaurants | 8 | $800K | $100K | 20.0% |
| 423210 | Furniture Merchant Wholesalers | 8 | $800K | $100K | 20.0% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 | $800K | $100K | 20.0% |
Geographic Distribution
SBA lending activity for PACE Finance Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 40 | $3.7M | 100.0% |
Why Choose PACE Finance Corporation?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 40 SBA loans approved, totaling $3.7M in financing
- ✓Industry Expertise: Specialized focus on Offices of Optometrists, Full-Service Restaurants, Furniture Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 7.15% with flexible term lengths averaging 65 months
- ✓Loan Range: Loan sizes from $80K to $100K, with an average of $92K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about PACE Finance Corporation SBA lending
What types of businesses does PACE Finance Corporation typically finance?
PACE Finance Corporation specializes in SBA 7(a) lending to specific industries including offices of optometrists, full-service restaurants, furniture merchant wholesalers, offices of physical, occupational and speech therapists, and audiologi. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are PACE Finance Corporation's typical SBA loan terms?
PACE Finance Corporation's SBA 7(a) loans typically feature an average interest rate of 7.15% and average term length of 65 months (approximately 5 years). Loan sizes range from $80K to $100K, with an average loan size of $92K.
Do I need a business valuation for a PACE Finance Corporation SBA loan?
Yes, PACE Finance Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does PACE Finance Corporation compare to other SBA lenders?
PACE Finance Corporation has originated 40 SBA loans totaling $3.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does PACE Finance Corporation lend in?
PACE Finance Corporation provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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