Ouachita Valley FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Ouachita Valley FCU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 8 | $1.9M | $240K | 14.3% |
| 621498 | All Other Outpatient Care Centers | 8 | $8.9M | $1.1M | 14.3% |
| 623220 | Residential Mental Health and Substance Abuse Facilities | 8 | $400K | $50K | 14.3% |
| 238990 | All Other Specialty Trade Contractors | 8 | $1.2M | $152K | 14.3% |
| 561710 | Exterminating and Pest Control Services | 8 | $616K | $77K | 14.3% |
| 621210 | Offices of Dentists | 8 | $840K | $105K | 14.3% |
| 611620 | Sports and Recreation Instruction | 8 | $2.1M | $257K | 14.3% |
Geographic Distribution
SBA lending activity for Ouachita Valley FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 56 | $16.0M | 100.0% |
Why Choose Ouachita Valley FCU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 56 SBA loans approved, totaling $16.0M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, All Other Outpatient Care Centers, Residential Mental Health and Substance Abuse Facilities
- ✓Competitive Terms: Average interest rate of 7.61% with flexible term lengths averaging 161 months
- ✓Loan Range: Loan sizes from $50K to $1.1M, with an average of $286K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Ouachita Valley FCU SBA lending
What types of businesses does Ouachita Valley FCU typically finance?
Ouachita Valley FCU specializes in SBA 7(a) lending to specific industries including full-service restaurants, all other outpatient care centers, residential mental health and substance abuse facilities, all other specialty trade contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Ouachita Valley FCU's typical SBA loan terms?
Ouachita Valley FCU's SBA 7(a) loans typically feature an average interest rate of 7.61% and average term length of 161 months (approximately 13 years). Loan sizes range from $50K to $1.1M, with an average loan size of $286K.
Do I need a business valuation for a Ouachita Valley FCU SBA loan?
Yes, Ouachita Valley FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Ouachita Valley FCU compare to other SBA lenders?
Ouachita Valley FCU has originated 56 SBA loans totaling $16.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Ouachita Valley FCU lend in?
Ouachita Valley FCU provides SBA 7(a) financing with particularly strong presence in LA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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