Oregon Community CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Oregon Community CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 623312 | Homes for the Elderly | 16 | $16.5M | $1.0M | 50.0% |
| 531311 | Residential Property Managers | 8 | $3.8M | $480K | 25.0% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 8 | $7.2M | $905K | 25.0% |
Geographic Distribution
SBA lending activity for Oregon Community CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 24 | $23.8M | 75.0% |
| Oregon (OR) | 8 | $3.8M | 25.0% |
Why Choose Oregon Community CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $27.6M in financing
- ✓Industry Expertise: Specialized focus on Homes for the Elderly, Residential Property Managers, RV (Recreational Vehicle) Parks and Campgrounds
- ✓Competitive Terms: Average interest rate of 5.50% with flexible term lengths averaging 300 months
- ✓Loan Range: Loan sizes from $480K to $1.1M, with an average of $863K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WA, OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Oregon Community CU SBA lending
What types of businesses does Oregon Community CU typically finance?
Oregon Community CU specializes in SBA 7(a) lending to specific industries including homes for the elderly, residential property managers, rv (recreational vehicle) parks and campgrounds. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Oregon Community CU's typical SBA loan terms?
Oregon Community CU's SBA 7(a) loans typically feature an average interest rate of 5.50% and average term length of 300 months (approximately 25 years). Loan sizes range from $480K to $1.1M, with an average loan size of $863K.
Do I need a business valuation for a Oregon Community CU SBA loan?
Yes, Oregon Community CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Oregon Community CU compare to other SBA lenders?
Oregon Community CU has originated 32 SBA loans totaling $27.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Oregon Community CU lend in?
Oregon Community CU provides SBA 7(a) financing with particularly strong presence in WA, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.