One Valley Bank, Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by One Valley Bank, Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 4 | $378K | $95K | 3.3% |
| 541512 | Computer Systems Design Services | 3 | $240K | $80K | 2.5% |
| 621310 | Offices of Chiropractors | 3 | $515K | $172K | 2.5% |
| 441110 | New Car Dealers | 3 | $1.1M | $383K | 2.5% |
| 221310 | Water Supply and Irrigation Systems | 2 | $990K | $495K | 1.7% |
| 311111 | Dog and Cat Food Manufacturing | 2 | $968K | $484K | 1.7% |
| 323111 | Commercial Printing (except Screen and Books) | 1 | $500K | $500K | 0.8% |
| 541110 | Offices of Lawyers | 1 | $25K | $25K | 0.8% |
| 441120 | Used Car Dealers | 1 | $49K | $49K | 0.8% |
| 621210 | Offices of Dentists | 1 | $150K | $150K | 0.8% |
Geographic Distribution
SBA lending activity for One Valley Bank, Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| West Virginia (WV) | 109 | $20.2M | 90.8% |
| Pennsylvania (PA) | 8 | $4.6M | 6.7% |
| Maryland (MD) | 2 | $155K | 1.7% |
| South Carolina (SC) | 1 | $73K | 0.8% |
Why Choose One Valley Bank, Inc?
Based on SBA 7(a) lending track record from 1991-2002
- ✓Proven Track Record: 120 SBA loans approved, totaling $25.1M in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Computer Systems Design Services, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $12K to $1.0M, with an average of $209K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in WV, PA, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about One Valley Bank, Inc SBA lending
What types of businesses does One Valley Bank, Inc typically finance?
One Valley Bank, Inc specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, computer systems design services, offices of chiropractors, new car dealers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are One Valley Bank, Inc's typical SBA loan terms?
One Valley Bank, Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 95 months (approximately 8 years). Loan sizes range from $12K to $1.0M, with an average loan size of $209K.
Do I need a business valuation for a One Valley Bank, Inc SBA loan?
Yes, One Valley Bank, Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does One Valley Bank, Inc compare to other SBA lenders?
One Valley Bank, Inc has originated 120 SBA loans totaling $25.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does One Valley Bank, Inc lend in?
One Valley Bank, Inc provides SBA 7(a) financing with particularly strong presence in WV, PA, MD, SC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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