Nebraska State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Nebraska State Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238990 | All Other Specialty Trade Contractors | 1 | $274K | $274K | 20.0% |
| 332813 | Electroplating, Plating, Polishing, Anodizing, and Coloring | 1 | $45K | $45K | 20.0% |
| 114210 | Hunting and Trapping | 1 | $55K | $55K | 20.0% |
| 112390 | Other Poultry Production | 1 | $51K | $51K | 20.0% |
Geographic Distribution
SBA lending activity for Nebraska State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 3 | $374K | 60.0% |
| South Dakota (SD) | 2 | $106K | 40.0% |
Why Choose Nebraska State Bank?
Based on SBA 7(a) lending track record from 1991-2009
- ✓Proven Track Record: 5 SBA loans approved, totaling $480K in financing
- ✓Industry Expertise: Specialized focus on All Other Specialty Trade Contractors, Electroplating, Plating, Polishing, Anodizing, and Coloring, Hunting and Trapping
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 96 months
- ✓Loan Range: Loan sizes from $45K to $274K, with an average of $96K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NE, SD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Nebraska State Bank SBA lending
What types of businesses does Nebraska State Bank typically finance?
Nebraska State Bank specializes in SBA 7(a) lending to specific industries including all other specialty trade contractors, electroplating, plating, polishing, anodizing, and coloring, hunting and trapping, other poultry production. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Nebraska State Bank's typical SBA loan terms?
Nebraska State Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 96 months (approximately 8 years). Loan sizes range from $45K to $274K, with an average loan size of $96K.
Do I need a business valuation for a Nebraska State Bank SBA loan?
Yes, Nebraska State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Nebraska State Bank compare to other SBA lenders?
Nebraska State Bank has originated 5 SBA loans totaling $480K since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Nebraska State Bank lend in?
Nebraska State Bank provides SBA 7(a) financing with particularly strong presence in NE, SD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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