Nebraska Bank of Commerce
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Nebraska Bank of Commerce
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 446191 | Food (Health) Supplement Stores | 16 | $3.2M | $200K | 22.2% |
| 812111 | Barber Shops | 8 | $5.5M | $685K | 11.1% |
| 456191 | Other | 8 | $1.7M | $212K | 11.1% |
| 238160 | Roofing Contractors | 8 | $2.8M | $350K | 11.1% |
| 459420 | Other | 8 | $902K | $113K | 11.1% |
| 541330 | Engineering Services | 8 | $4.0M | $500K | 11.1% |
| 811111 | General Automotive Repair | 8 | $2.5M | $318K | 11.1% |
| 611692 | Automobile Driving Schools | 8 | $1.9M | $232K | 11.1% |
Geographic Distribution
SBA lending activity for Nebraska Bank of Commerce by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 56 | $19.6M | 77.8% |
| Texas (TX) | 16 | $2.9M | 22.2% |
Why Choose Nebraska Bank of Commerce?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $22.5M in financing
- ✓Industry Expertise: Specialized focus on Food (Health) Supplement Stores, Barber Shops, Other
- ✓Competitive Terms: Average interest rate of 7.64% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $113K to $685K, with an average of $312K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NE, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Nebraska Bank of Commerce SBA lending
What types of businesses does Nebraska Bank of Commerce typically finance?
Nebraska Bank of Commerce specializes in SBA 7(a) lending to specific industries including food (health) supplement stores, barber shops, other, roofing contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Nebraska Bank of Commerce's typical SBA loan terms?
Nebraska Bank of Commerce's SBA 7(a) loans typically feature an average interest rate of 7.64% and average term length of 110 months (approximately 9 years). Loan sizes range from $113K to $685K, with an average loan size of $312K.
Do I need a business valuation for a Nebraska Bank of Commerce SBA loan?
Yes, Nebraska Bank of Commerce typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Nebraska Bank of Commerce compare to other SBA lenders?
Nebraska Bank of Commerce has originated 72 SBA loans totaling $22.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Nebraska Bank of Commerce lend in?
Nebraska Bank of Commerce provides SBA 7(a) financing with particularly strong presence in NE, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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