NCW Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by NCW Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 2 | $1.4M | $678K | 11.8% |
| 621999 | All Other Miscellaneous Ambulatory Health Care Services | 1 | $175K | $175K | 5.9% |
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $1.6M | $1.6M | 5.9% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 1 | $200K | $200K | 5.9% |
| 561990 | All Other Support Services | 1 | $74K | $74K | 5.9% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $380K | $380K | 5.9% |
| 541940 | Veterinary Services | 1 | $225K | $225K | 5.9% |
| 621310 | Offices of Chiropractors | 1 | $36K | $36K | 5.9% |
| 713920 | Skiing Facilities | 1 | $1.6M | $1.6M | 5.9% |
| 621320 | Offices of Optometrists | 1 | $150K | $150K | 5.9% |
Geographic Distribution
SBA lending activity for NCW Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 17 | $7.6M | 100.0% |
Why Choose NCW Community Bank?
Based on SBA 7(a) lending track record from 1997-2006
- ✓Proven Track Record: 17 SBA loans approved, totaling $7.6M in financing
- ✓Industry Expertise: Specialized focus on Car Washes, All Other Miscellaneous Ambulatory Health Care Services, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 173 months
- ✓Loan Range: Loan sizes from $36K to $1.6M, with an average of $447K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about NCW Community Bank SBA lending
What types of businesses does NCW Community Bank typically finance?
NCW Community Bank specializes in SBA 7(a) lending to specific industries including car washes, all other miscellaneous ambulatory health care services, hotels (except casino hotels) and motels, electrical contractors and other wiring installation contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are NCW Community Bank's typical SBA loan terms?
NCW Community Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 173 months (approximately 14 years). Loan sizes range from $36K to $1.6M, with an average loan size of $447K.
Do I need a business valuation for a NCW Community Bank SBA loan?
Yes, NCW Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does NCW Community Bank compare to other SBA lenders?
NCW Community Bank has originated 17 SBA loans totaling $7.6M since 1997. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does NCW Community Bank lend in?
NCW Community Bank provides SBA 7(a) financing with particularly strong presence in WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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