National Credit Union Administration
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by National Credit Union Administration · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 13 | $3.5M | $265K | 4.4% |
| 621310 | Offices of Chiropractors | 12 | $2.1M | $173K | 4.0% |
| 811111 | General Automotive Repair | 7 | $775K | $111K | 2.3% |
| 236115 | New Single-Family Housing Construction (except For-Sale Builders) | 5 | $585K | $117K | 1.7% |
| 484110 | General Freight Trucking, Local | 5 | $1.6M | $325K | 1.7% |
| 541512 | Computer Systems Design Services | 5 | $450K | $90K | 1.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 4 | $3.8M | $960K | 1.3% |
| 713940 | Fitness and Recreational Sports Centers | 4 | $2.4M | $588K | 1.3% |
| 541110 | Offices of Lawyers | 4 | $858K | $215K | 1.3% |
| 332710 | Machine Shops | 4 | $830K | $208K | 1.3% |
Geographic Distribution
SBA lending activity for National Credit Union Administration by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 208 | $63.5M | 69.8% |
| New York (NY) | 25 | $2.4M | 8.4% |
| Florida (FL) | 10 | $845K | 3.4% |
| Washington (WA) | 6 | $760K | 2.0% |
| Indiana (IN) | 5 | $602K | 1.7% |
| Missouri (MO) | 2 | $585K | 0.7% |
| Nevada (NV) | 2 | $475K | 0.7% |
| Texas (TX) | 4 | $460K | 1.3% |
| Rhode Island (RI) | 2 | $455K | 0.7% |
| Massachusetts (MA) | 4 | $415K | 1.3% |
| Mississippi (MS) | 1 | $400K | 0.3% |
| Georgia (GA) | 5 | $360K | 1.7% |
| Minnesota (MN) | 3 | $250K | 1.0% |
| Ohio (OH) | 2 | $250K | 0.7% |
| Alaska (AK) | 3 | $200K | 1.0% |
| Illinois (IL) | 2 | $186K | 0.7% |
| New Hampshire (NH) | 2 | $166K | 0.7% |
| Arizona (AZ) | 2 | $152K | 0.7% |
| Tennessee (TN) | 1 | $150K | 0.3% |
| Maine (ME) | 1 | $100K | 0.3% |
| North Carolina (NC) | 1 | $87K | 0.3% |
| Maryland (MD) | 1 | $50K | 0.3% |
| Kentucky (KY) | 1 | $50K | 0.3% |
| Michigan (MI) | 1 | $50K | 0.3% |
| New Jersey (NJ) | 1 | $50K | 0.3% |
| Oklahoma (OK) | 1 | $50K | 0.3% |
| Pennsylvania (PA) | 1 | $49K | 0.3% |
| Colorado (CO) | 1 | $25K | 0.3% |
Why Choose National Credit Union Administration?
Based on SBA 7(a) lending track record from 2002-2013
- ✓Proven Track Record: 298 SBA loans approved, totaling $73.1M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Offices of Chiropractors, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 6.41% with flexible term lengths averaging 101 months
- ✓Loan Range: Loan sizes from $6K to $2.0M, with an average of $245K
- ✓Nationwide Reach: Active lending in 28 states, with strong presence in CA, NY, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about National Credit Union Administration SBA lending
What types of businesses does National Credit Union Administration typically finance?
National Credit Union Administration specializes in SBA 7(a) lending to specific industries including beauty salons, offices of chiropractors, general automotive repair, new single-family housing construction (except for-sale builders). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are National Credit Union Administration's typical SBA loan terms?
National Credit Union Administration's SBA 7(a) loans typically feature an average interest rate of 6.41% and average term length of 101 months (approximately 8 years). Loan sizes range from $6K to $2.0M, with an average loan size of $245K.
Do I need a business valuation for a National Credit Union Administration SBA loan?
Yes, National Credit Union Administration typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does National Credit Union Administration compare to other SBA lenders?
National Credit Union Administration has originated 298 SBA loans totaling $73.1M since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does National Credit Union Administration lend in?
National Credit Union Administration provides SBA 7(a) financing with particularly strong presence in CA, NY, FL, WA, IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.