Montgomery Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Montgomery Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238910 | Site Preparation Contractors | 24 | $2.7M | $111K | 9.7% |
| 524126 | Direct Property and Casualty Insurance Carriers | 24 | $3.6M | $151K | 9.7% |
| 484110 | General Freight Trucking, Local | 24 | $3.0M | $124K | 9.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $1.5M | $92K | 6.5% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 16 | $1.4M | $85K | 6.5% |
| 238160 | Roofing Contractors | 16 | $720K | $45K | 6.5% |
| 812310 | Coin-Operated Laundries and Drycleaners | 16 | $5.7M | $358K | 6.5% |
| 488410 | Motor Vehicle Towing | 8 | $2.8M | $350K | 3.2% |
| 312120 | Breweries | 8 | $160K | $20K | 3.2% |
| 444130 | Hardware Stores | 8 | $400K | $50K | 3.2% |
Geographic Distribution
SBA lending activity for Montgomery Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 248 | $36.4M | 100.0% |
Why Choose Montgomery Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 248 SBA loans approved, totaling $36.4M in financing
- ✓Industry Expertise: Specialized focus on Site Preparation Contractors, Direct Property and Casualty Insurance Carriers, General Freight Trucking, Local
- ✓Competitive Terms: Average interest rate of 4.94% with flexible term lengths averaging 53 months
- ✓Loan Range: Loan sizes from $20K to $690K, with an average of $147K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Montgomery Bank SBA lending
What types of businesses does Montgomery Bank typically finance?
Montgomery Bank specializes in SBA 7(a) lending to specific industries including site preparation contractors, direct property and casualty insurance carriers, general freight trucking, local, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Montgomery Bank's typical SBA loan terms?
Montgomery Bank's SBA 7(a) loans typically feature an average interest rate of 4.94% and average term length of 53 months (approximately 4 years). Loan sizes range from $20K to $690K, with an average loan size of $147K.
Do I need a business valuation for a Montgomery Bank SBA loan?
Yes, Montgomery Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Montgomery Bank compare to other SBA lenders?
Montgomery Bank has originated 248 SBA loans totaling $36.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Montgomery Bank lend in?
Montgomery Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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