Mission Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Mission Valley Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 62 | $150.7M | $2.4M | 12.6% |
| 812210 | Funeral Homes and Funeral Services | 23 | $42.4M | $1.8M | 4.7% |
| 722513 | Limited-Service Restaurants | 19 | $19.1M | $1.0M | 3.9% |
| 722511 | Full-Service Restaurants | 16 | $31.4M | $2.0M | 3.3% |
| 238990 | All Other Specialty Trade Contractors | 14 | $12.9M | $922K | 2.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 12 | $6.9M | $579K | 2.4% |
| 457110 | Gasoline Stations with Convenience Stores | 12 | $26.3M | $2.2M | 2.4% |
| 713940 | Fitness and Recreational Sports Centers | 10 | $14.8M | $1.5M | 2.0% |
| 611610 | Fine Arts Schools | 7 | $1.3M | $185K | 1.4% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 7 | $11.4M | $1.6M | 1.4% |
Geographic Distribution
SBA lending activity for Mission Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 326 | $344.2M | 66.3% |
| Texas (TX) | 28 | $64.4M | 5.7% |
| Arizona (AZ) | 14 | $28.6M | 2.8% |
| Oklahoma (OK) | 9 | $20.9M | 1.8% |
| North Carolina (NC) | 6 | $14.9M | 1.2% |
| Oregon (OR) | 9 | $14.3M | 1.8% |
| Ohio (OH) | 8 | $13.7M | 1.6% |
| Missouri (MO) | 6 | $12.8M | 1.2% |
| Georgia (GA) | 6 | $12.7M | 1.2% |
| Illinois (IL) | 5 | $11.9M | 1.0% |
| Washington (WA) | 8 | $9.5M | 1.6% |
| Indiana (IN) | 4 | $9.0M | 0.8% |
| New Jersey (NJ) | 5 | $8.8M | 1.0% |
| Idaho (ID) | 3 | $8.8M | 0.6% |
| Pennsylvania (PA) | 4 | $7.8M | 0.8% |
| Colorado (CO) | 3 | $7.0M | 0.6% |
| Florida (FL) | 11 | $7.0M | 2.2% |
| New York (NY) | 4 | $6.1M | 0.8% |
| Louisiana (LA) | 3 | $5.6M | 0.6% |
| Virginia (VA) | 3 | $4.3M | 0.6% |
| Michigan (MI) | 2 | $3.8M | 0.4% |
| Alabama (AL) | 4 | $3.7M | 0.8% |
| Utah (UT) | 2 | $3.7M | 0.4% |
| Mississippi (MS) | 2 | $3.2M | 0.4% |
| Maryland (MD) | 1 | $2.8M | 0.2% |
| Wisconsin (WI) | 3 | $2.5M | 0.6% |
| Wyoming (WY) | 2 | $2.2M | 0.4% |
| Massachusetts (MA) | 2 | $1.2M | 0.4% |
| Vermont (VT) | 1 | $1.1M | 0.2% |
| New Hampshire (NH) | 2 | $807K | 0.4% |
| Tennessee (TN) | 1 | $792K | 0.2% |
| Minnesota (MN) | 2 | $561K | 0.4% |
| Nevada (NV) | 1 | $487K | 0.2% |
| New Mexico (NM) | 1 | $173K | 0.2% |
| Connecticut (CT) | 1 | $163K | 0.2% |
Why Choose Mission Valley Bank?
Based on SBA 7(a) lending track record from 2006-2025
- ✓Proven Track Record: 492 SBA loans approved, totaling $639.5M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Funeral Homes and Funeral Services, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.61% with flexible term lengths averaging 194 months
- ✓Loan Range: Loan sizes from $15K to $5.0M, with an average of $1.3M
- ✓Nationwide Reach: Active lending in 35 states, with strong presence in CA, TX, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Mission Valley Bank SBA lending
What types of businesses does Mission Valley Bank typically finance?
Mission Valley Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, funeral homes and funeral services, limited-service restaurants, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Mission Valley Bank's typical SBA loan terms?
Mission Valley Bank's SBA 7(a) loans typically feature an average interest rate of 7.61% and average term length of 194 months (approximately 16 years). Loan sizes range from $15K to $5.0M, with an average loan size of $1.3M.
Do I need a business valuation for a Mission Valley Bank SBA loan?
Yes, Mission Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Mission Valley Bank compare to other SBA lenders?
Mission Valley Bank has originated 492 SBA loans totaling $639.5M since 2006. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Mission Valley Bank lend in?
Mission Valley Bank provides SBA 7(a) financing with particularly strong presence in CA, TX, AZ, FL, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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