Mission Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Mission Valley Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 256 | $738.8M | $2.9M | 11.2% |
| 722511 | Full-Service Restaurants | 112 | $195.0M | $1.7M | 4.9% |
| 238990 | All Other Specialty Trade Contractors | 112 | $107.2M | $957K | 4.9% |
| 722513 | Limited-Service Restaurants | 104 | $138.3M | $1.3M | 4.5% |
| 457110 | Other | 96 | $210.6M | $2.2M | 4.2% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 80 | $50.7M | $634K | 3.5% |
| 812210 | Funeral Homes and Funeral Services | 48 | $73.1M | $1.5M | 2.1% |
| 449122 | Other | 48 | $35.0M | $730K | 2.1% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 48 | $80.9M | $1.7M | 2.1% |
| 623312 | Homes for the Elderly | 48 | $79.2M | $1.7M | 2.1% |
Geographic Distribution
SBA lending activity for Mission Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 1,320 | $2.13B | 57.7% |
| Texas (TX) | 168 | $410.9M | 7.3% |
| Arizona (AZ) | 120 | $236.4M | 5.2% |
| Washington (WA) | 72 | $97.8M | 3.1% |
| Ohio (OH) | 56 | $97.6M | 2.4% |
| Idaho (ID) | 24 | $70.1M | 1.0% |
| Georgia (GA) | 40 | $66.7M | 1.7% |
| Missouri (MO) | 16 | $59.8M | 0.7% |
| Colorado (CO) | 24 | $56.4M | 1.0% |
| Indiana (IN) | 24 | $54.4M | 1.0% |
| New Jersey (NJ) | 32 | $52.8M | 1.4% |
| Oregon (OR) | 32 | $48.4M | 1.4% |
| Pennsylvania (PA) | 24 | $47.4M | 1.0% |
| Louisiana (LA) | 24 | $45.1M | 1.0% |
| Florida (FL) | 72 | $41.1M | 3.1% |
| Oklahoma (OK) | 8 | $40.0M | 0.3% |
| North Carolina (NC) | 16 | $39.6M | 0.7% |
| Maryland (MD) | 16 | $35.5M | 0.7% |
| Illinois (IL) | 16 | $35.4M | 0.7% |
| District of Columbia (DC) | 8 | $27.8M | 0.3% |
| Virginia (VA) | 16 | $21.8M | 0.7% |
| Wisconsin (WI) | 24 | $20.1M | 1.0% |
| Wyoming (WY) | 16 | $17.2M | 0.7% |
| Alabama (AL) | 24 | $13.9M | 1.0% |
| Massachusetts (MA) | 16 | $9.2M | 0.7% |
| Vermont (VT) | 8 | $8.8M | 0.3% |
| Utah (UT) | 8 | $7.3M | 0.3% |
| New York (NY) | 16 | $7.2M | 0.7% |
| New Hampshire (NH) | 16 | $6.5M | 0.7% |
| Tennessee (TN) | 8 | $6.3M | 0.3% |
| Minnesota (MN) | 16 | $4.5M | 0.7% |
| Nevada (NV) | 8 | $3.9M | 0.3% |
Why Choose Mission Valley Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 2,288 SBA loans approved, totaling $3.82B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Full-Service Restaurants, All Other Specialty Trade Contractors
- ✓Competitive Terms: Average interest rate of 8.62% with flexible term lengths averaging 222 months
- ✓Loan Range: Loan sizes from $150K to $5.0M, with an average of $1.7M
- ✓Nationwide Reach: Active lending in 32 states, with strong presence in CA, TX, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Mission Valley Bank SBA lending
What types of businesses does Mission Valley Bank typically finance?
Mission Valley Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, full-service restaurants, all other specialty trade contractors, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Mission Valley Bank's typical SBA loan terms?
Mission Valley Bank's SBA 7(a) loans typically feature an average interest rate of 8.62% and average term length of 222 months (approximately 19 years). Loan sizes range from $150K to $5.0M, with an average loan size of $1.7M.
Do I need a business valuation for a Mission Valley Bank SBA loan?
Yes, Mission Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Mission Valley Bank compare to other SBA lenders?
Mission Valley Bank has originated 2,288 SBA loans totaling $3.82B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Mission Valley Bank lend in?
Mission Valley Bank provides SBA 7(a) financing with particularly strong presence in CA, TX, AZ, FL, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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Professional valuations are often required for SBA loans over $250,000.
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